Timberland Bancorp
Financial ratios & Valuation

Historical Multiples (2015 – 2024)

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM Median
Valuation Ratios
Price/Earnings ratio
9.0510.6115.7814.539.526.178.739.728.1710.019.999.52
Price/Sales ratio
2.172.754.984.983.672.303.673.552.923.282.992.30
Price/Book Value ratio
0.841.112.011.941.330.791.161.050.950.990.980.79
Price/Cash Flow ratio
9.949.2416.1311.3212.634.428.138.667.1410.5610.1910.19
Price/Free Cash Flow ratio
10.969.9121.6412.6114.334.708.388.977.4111.2010.8010.80
Price/Earnings Growth ratio
0.210.450.450.990.358.920.63-0.680.48-1.108.590.35
Dividend Yield
2.25%2.39%1.62%1.82%2.83%4.72%3.56%3.14%3.73%3.14%3.17%2.83%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%100%100%
Operating Profit Margin
36.18%38.52%47.39%45.97%59.08%57.47%61.36%53.76%44.94%40.98%38.43%57.47%
Pretax Profit Margin
36.18%38.52%47.39%45.97%48.12%46.55%52.54%45.72%44.94%41.00%37.43%46.55%
Net Profit Margin
24.03%25.98%31.60%34.28%38.63%37.27%42.10%36.50%35.85%32.74%29.89%37.27%
Effective Tax Rate
33.57%32.55%33.30%25.42%19.72%19.92%19.88%20.16%20.22%20.13%20.13%19.72%
Return on Assets
1.01%1.13%1.48%1.64%1.92%1.54%1.53%1.26%1.47%1.26%1.26%1.54%
Return On Equity
9.29%10.48%12.76%13.41%14.04%12.93%13.33%10.79%11.63%9.89%10.08%12.93%
Return on Capital Employed
1.53%1.69%2.23%2.20%2.95%2.39%2.24%1.87%1.84%3.57%3.67%2.95%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.16N/A
Quick Ratio
414.47422.60459.21337.03243.70340.48375.35148.70350.460.160.16340.48
Cash ratio
74.6279.6595.9973.3547.0290.43141.7869.21147.59N/A0.1690.43
Days of Sales Outstanding
22.9521.9220.5121.5221.1225.1420.8625.30N/AN/A31.4021.12
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A31.40N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A31.40N/A
Debt Ratios
Debt Ratio
0.050.03N/AN/AN/A0.000.00N/A0.010.010.010.00
Debt Equity Ratio
0.500.30N/AN/AN/A0.050.02N/A0.150.080.080.05
Long-term Debt to Capitalization
0.330.23N/AN/AN/A0.050.02N/A0.130.070.070.05
Total Debt to Capitalization
0.330.23N/AN/AN/A0.050.02N/A0.130.070.070.05
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A1.13N/A
Cash Flow to Debt Ratio
0.160.38N/AN/AN/A3.385.92N/A0.861.151.193.38
Company Equity Multiplier
9.149.208.578.167.298.348.668.517.897.837.837.29
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.210.290.300.430.290.520.450.400.400.310.290.29
Free Cash Flow / Operating Cash Flow Ratio
0.900.930.740.890.880.940.960.960.960.940.940.88
Cash Flow Coverage Ratio
0.160.38N/AN/AN/A3.385.92N/A0.861.151.193.38
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/A31.79N/AN/AN/A
Dividend Payout Ratio
20.41%25.38%25.70%26.49%27.04%29.18%31.13%30.64%30.48%31.50%31.50%27.04%