UniCredit S.p.A.
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
13.46
Price/Sales ratio
N/A
Earnings per Share (EPS)
$2.98

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
9.1612.83-1.845.725.4113.31-5.8319.384.552.443.2213.31
Price/Sales ratio
0.760.871.111.571.031.430.891.6033.611.012.431.03
Price/Book Value ratio
0.360.400.550.520.380.460.270.480.460.360.530.38
Price/Cash Flow ratio
-3.426.244.370.95-0.70-1.770.19-3.962.86-0.56-2.87-1.77
Price/Free Cash Flow ratio
-2.6412.006.901.00-0.66-1.560.20-3.403.23-0.54-4.90-1.56
Price/Earnings Growth ratio
-0.08-0.640.00-0.04-0.15-0.290.02-0.120.010.01-0.09-0.15
Dividend Yield
3.38%4.11%3.58%1.53%5.97%4.54%3.50%2.59%5.78%10.50%6.09%5.97%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%102.67%100.67%100%
Operating Profit Margin
54.73%41.22%-27.69%53.28%36.73%21.11%-13.36%6.50%820.89%56.47%25.05%25.05%
Pretax Profit Margin
15.66%10.28%-57.45%18.72%17.01%15.05%-13.59%6.64%832.07%49.88%53.91%17.01%
Net Profit Margin
8.39%6.83%-60.24%27.53%19.00%10.76%-15.34%8.28%737.21%41.41%43.13%19.00%
Effective Tax Rate
31.72%2.27%-6.32%16.10%-13.96%28.53%-12.85%-26.80%11.23%16.74%19.77%-13.96%
Return on Assets
0.23%0.18%-1.37%0.65%0.48%0.25%-0.30%0.16%0.75%1.21%1.31%0.48%
Return On Equity
3.99%3.18%-29.97%9.17%7.18%3.51%-4.75%2.49%10.19%14.83%16.55%7.18%
Return on Capital Employed
1.52%1.11%-0.63%1.26%0.93%0.49%-0.26%0.13%0.83%1.65%0.76%0.76%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
18.2525.45117.20178.82110.98105.44320.91320.00200.84N/AN/A105.44
Cash ratio
17.5224.7924.3560.2830.9539.24150.56143.9890.25N/AN/A39.24
Days of Sales Outstanding
14.5913.1718.9016.4013.54147.47108.0815.46501.66N/AN/A147.47
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/A-722.87N/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A722.87N/AN/A
Debt Ratios
Debt Ratio
N/AN/AN/AN/A0.130.14N/AN/AN/A0.11N/A0.14
Debt Equity Ratio
N/AN/AN/AN/A1.952.05N/AN/AN/A1.40N/A2.05
Long-term Debt to Capitalization
N/AN/AN/AN/A0.660.67N/AN/AN/A0.58N/A0.67
Total Debt to Capitalization
N/AN/AN/AN/A0.660.67N/AN/AN/A0.58N/A0.67
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
N/AN/AN/AN/A-0.28-0.12N/AN/AN/A-0.45N/A-0.28
Company Equity Multiplier
17.0917.1721.8514.1014.8913.9315.6514.8713.5412.2512.6113.93
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.220.140.251.64-1.46-0.804.52-0.4011.71-1.79-0.48-1.46
Free Cash Flow / Operating Cash Flow Ratio
1.290.520.630.951.051.130.981.160.881.021.021.13
Cash Flow Coverage Ratio
N/AN/AN/AN/A-0.28-0.12N/AN/AN/A-0.45N/A-0.28
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
31.00%52.82%-6.61%8.78%32.40%60.53%-20.48%50.25%26.35%25.66%2.60%60.53%