Uwharrie Capital Corp
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
20.7819.3822.9537.2918.2816.045.076.657.257.396.3716.04
Price/Sales ratio
0.941.101.371.381.261.420.911.4410.331.451.551.26
Price/Book Value ratio
0.710.831.121.121.001.050.781.262.081.531.831.00
Price/Cash Flow ratio
7.06178.119.596.608.716.0117.72-17.851.806.351.586.01
Price/Free Cash Flow ratio
23.16-48.8011.559.4411.007.4026.61-14.681.827.871.587.40
Price/Earnings Growth ratio
0.030.631.30-1.060.190.570.020.22-0.431.30-0.380.57
Dividend Yield
1.86%1.54%1.14%1.55%1.63%1.39%1.48%0.89%1.01%0.95%N/A1.39%
Profitability Indicator Ratios
Gross Profit Margin
69.26%64.91%61.83%65.76%2.35%100%100%100%100%100%27.36%2.35%
Operating Profit Margin
15.51%15.92%14.12%14.94%15.84%11.58%23.67%28.00%220.14%26.45%N/A11.58%
Pretax Profit Margin
9.76%11.33%11.47%12.45%11.08%13.57%25.03%29.29%184.64%26.45%31.53%11.08%
Net Profit Margin
4.56%5.70%5.97%3.71%6.91%8.87%18.07%21.70%142.53%19.73%24.34%6.91%
Effective Tax Rate
27.84%28.65%28.81%52.89%18.94%19.98%22.37%21.50%17.12%20.14%17.12%19.98%
Return on Assets
0.20%0.26%0.29%0.17%0.30%0.38%0.91%1.01%0.75%0.74%0.75%0.30%
Return On Equity
3.43%4.32%4.91%3.00%5.52%6.60%15.52%18.98%28.73%20.70%27.05%5.52%
Return on Capital Employed
0.71%0.75%0.70%0.71%0.69%0.50%1.19%1.30%1.16%1.00%N/A0.50%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
33.9939.8272.95127.94183.89592.45513.60482.75432.84N/AN/A592.45
Cash ratio
10.4411.6316.2737.0599.10227.89121.5786.77109.75N/AN/A227.89
Days of Sales Outstanding
26.77N/AN/AN/AN/AN/AN/AN/AN/AN/A42.01N/A
Days of Inventory outstanding
N/A-3.19K-1.85K-2.92K-1.64KN/AN/AN/AN/AN/AN/A-1.64K
Operating Cycle
26.77-3.19K-1.85K-2.92K-1.64KN/AN/AN/AN/AN/AN/A-1.64K
Days of Payables Outstanding
8.977.045.335.740.21N/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
17.79-3.20K-1.86K-2.92K-1.64KN/AN/AN/AN/AN/AN/A-1.64K
Debt Ratios
Debt Ratio
0.020.020.020.010.010.010.010.030.030.020.960.01
Debt Equity Ratio
0.440.460.370.330.320.270.240.611.140.7836.720.32
Long-term Debt to Capitalization
0.230.220.220.210.220.200.180.370.520.420.520.22
Total Debt to Capitalization
0.310.310.270.240.240.210.190.370.530.44N/A0.21
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
0.220.010.310.500.350.630.18-0.111.000.30N/A0.63
Company Equity Multiplier
16.3516.2616.6617.0018.3117.1917.0318.7438.1227.6538.1218.31
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.130.000.140.200.140.230.05-0.085.730.220.970.14
Free Cash Flow / Operating Cash Flow Ratio
0.30-3.640.830.690.790.810.661.210.980.8010.79
Cash Flow Coverage Ratio
0.220.010.310.500.350.630.18-0.111.000.30N/A0.63
Short Term Coverage Ratio
0.680.021.443.283.3510.743.03-3.2829.606.77N/A10.74
Dividend Payout Ratio
38.78%29.89%26.26%58.09%29.88%22.35%7.51%5.93%7.35%7.03%N/A22.35%