Visa Inc.
Device profile data usage for state management in mobile device authentication

Abstract:

Described herein are systems and methods for creating and managing a device profile on a mobile device for continued authentication of the mobile device. The device profile includes a state assigned to a mobile device. The state of the device can be managed through the device profile. The mobile device is allowed to conduct payments based on the current state assigned to the mobile device. In response to a request to conduct a payment transaction using the mobile device, the state information in the mobile device profile is checked. The payment transaction using the mobile device is allowed when the state information indicates a trusted state. The payment transaction using the mobile device is limited when the state information indicates a suspended state. The payment transaction using the mobile device is prevented when the state information indicates an untrusted state.