Visa Inc.
Online account access control by mobile device

Abstract:

Systems and methods for controlling access to an online account are described. An access control message including an action to be performed on an online account can be sent from a mobile device to a server. The server may identify the mobile device based on identifying information in the access control message. Upon identifying the mobile device, the server may determine whether the user has authority to initiate the action to be performed on the online account. Upon determining that a user of the mobile device does have authority to initiate the indicated action, the action indicated in the access control message may be taken with respect to the online account.