Visa Inc.
Data sensitivity based authentication and authorization

Abstract:

Systems, devices, apparatuses, and methods of the present invention distribute authentication across multiple users. A data sensitivity model can define the sensitivity of different types of data. When an application requests access to a particular data item, the sensitivity of that data item can be determined. If the data item has a low sensitivity, access to the data item can be granted. If the data item has a high sensitivity, the system can request authentication before granting access to the data item.