Visa Inc.
DATA VALUE ROUTING SYSTEM AND METHOD

Abstract:

A disclosed method includes a data distribution computer receiving a data packet comprising a plurality of data values in response to an interaction between a resource provider and a user. The data distribution computer can then determine a data item for each data value of the plurality of data values and associate each data value to a processing computer using the data item for each data value. The data distribution computer can generate a plurality of authorization request messages comprising at least one data value. The data distribution computer can then transmit the plurality of authorization request messages to a plurality of processing computers adapted to process the data values in the respective authorization request messages, wherein the plurality of processing computers process the data values in the respective authorization request messages. The plurality of authorization request messages are subsequently forwarded to the authorization computer. The authorization computer analyzes each authorization request message to authorize or decline the interaction.