Visa Inc.
Secure anonymous transaction apparatuses, methods and systems

Last updated:

Abstract:

The SECURE ANONYMOUS TRANSACTION APPARATUSES, METHODS AND SYSTEMS ("SAT") transform hardware-verified user authentication requests via SAT components into secure transaction notifications. In one implementation, the SAT obtains a secure anonymous transaction user authentication request. The SAT verifies the authenticity of a user, using the secure anonymous transaction user authentication request. The SAT obtains an authenticated purchase order, in response to which it generates a one-time anonymous card account. Using the one-time card account, the SAT generates an anonymized purchase order for a merchant, and provides the anonymized purchase order. On obtaining a purchase notification for the anonymized purchase order, the SAT provides a real-time notification for a user of the purchase notification. Also, on obtaining notification of a shipment related to the anonymized purchase order to an anonymized address, the SAT generates an order to re-route the shipment from the anonymized address to an actual shipment address of the user.

Status:
Grant
Type:

Utility

Filling date:

3 Oct 2019

Issue date:

15 Feb 2022