Visa Inc.
Predictive update of profile database with update logic

Abstract:

Methods and systems are provided to efficiently update account profiles based on a predicted likelihood of use, including by ranking the account profiles according to the likelihood of use. The disclosed system can considerably improve the processing time to update account profiles with the most recent information available, including new access requests. An authentication platform receives a plurality of new access requests, including request data and account identifiers associated with account profiles. The request data is transmitted to a prediction engine that determines a ranking of the account identifiers based on a predicted likelihood of use during a next time interval. A profile batch scheduler retrieves a first set of access requests based on the ranking. The system updates a first set of account profiles based on the ranking, and stores the updated account profiles for use by the authentication platform.