Washington Trust Bancorp
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
11.72
Price/Sales ratio
2.36
Earnings per Share (EPS)
$2.4

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
16.4215.3420.5919.9511.9913.4811.0812.6911.3511.4411.4813.48
Price/Sales ratio
4.424.105.444.974.224.643.414.263.722.901.694.64
Price/Book Value ratio
1.931.772.442.211.831.851.441.721.791.161.041.85
Price/Cash Flow ratio
249.0012.9316.3015.429.9012.6921.229.677.2017.459.3712.69
Price/Free Cash Flow ratio
-264.7314.4717.2116.1810.4013.2623.4110.027.6120.7611.6410.40
Price/Earnings Growth ratio
1.372.883.52-9.040.2426.708.821.27-1.73-0.355.080.24
Dividend Yield
2.94%3.41%2.57%2.87%3.57%3.66%4.58%3.72%4.62%7.00%5.46%3.57%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%191.22%84.57%100%
Operating Profit Margin
55.82%55.03%54.27%60.29%67.28%43.98%39.29%42.90%59.30%38.23%16.65%43.98%
Pretax Profit Margin
39.49%39.56%39.13%42.11%44.59%43.98%39.29%42.90%41.70%29.72%15.31%43.98%
Net Profit Margin
26.94%26.72%26.41%24.91%35.20%34.47%30.77%33.59%32.79%25.35%13.04%34.47%
Effective Tax Rate
31.75%32.44%32.49%40.84%21.06%21.61%21.68%21.71%21.37%14.70%14.78%21.61%
Return on Assets
1.13%1.15%1.06%1.01%1.36%1.30%1.22%1.31%1.07%0.66%0.63%1.30%
Return On Equity
11.78%11.57%11.89%11.11%15.26%13.72%13.07%13.60%15.80%10.19%9.55%13.72%
Return on Capital Employed
2.35%2.37%3.63%5.08%4.39%2.93%2.57%3.80%1.95%1.00%0.81%2.93%
Liquidity Ratios
Current Ratio
N/A0.620.650.650.350.330.22N/AN/AN/AN/A0.33
Quick Ratio
N/AN/A2.011.551.940.450.480.374.05N/AN/A0.45
Cash ratio
N/AN/A0.060.030.040.050.080.053.90N/AN/A0.05
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.110.100.190.170.190.220.110.030.150.090.180.22
Debt Equity Ratio
1.231.062.231.962.172.361.210.342.271.402.632.17
Long-term Debt to Capitalization
0.550.510.690.660.680.700.540.250.690.580.720.68
Total Debt to Capitalization
0.550.510.690.660.680.700.540.250.690.580.720.68
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.32N/A
Cash Flow to Debt Ratio
0.000.120.060.070.080.060.050.510.100.040.040.06
Company Equity Multiplier
10.3510.0411.2110.9611.1810.5110.6910.3514.6815.2314.2111.18
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.010.310.330.320.420.360.160.440.510.160.150.36
Free Cash Flow / Operating Cash Flow Ratio
-0.940.890.940.950.950.950.900.960.940.840.900.95
Cash Flow Coverage Ratio
0.000.120.060.070.080.060.050.510.100.040.040.06
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
48.30%52.38%53.00%57.26%42.83%49.46%50.83%47.28%52.52%80.18%84.07%42.83%