Westbury Bancorp
Financial ratios & Valuation

Historical Multiples (2013 – 2022)

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 TTM Median
Valuation Ratios
Price/Earnings ratio
71.94-49.3020.8720.7925.4518.1411.917.697.818.846.8118.14
Price/Sales ratio
2.683.102.912.702.602.562.571.652.002.141.742.56
Price/Book Value ratio
0.740.810.930.900.890.980.990.700.870.990.760.98
Price/Cash Flow ratio
9.2313.8910.3210.688.896.7810.495.184.736.227.977.97
Price/Free Cash Flow ratio
9.6123.5721.1911.5510.807.0046.688.854.826.779.689.68
Price/Earnings Growth ratio
-0.74-0.11-0.051.96-1.490.320.150.370.18-0.640.22-1.49
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%104.13%N/A100%
Operating Profit Margin
13.56%-4.26%14.16%30.23%28.43%40.98%29.81%29.93%35.69%45.32%N/A40.98%
Pretax Profit Margin
5.11%-11.45%6.41%20.47%16.19%24.56%29.81%29.93%35.69%33.64%35.69%16.19%
Net Profit Margin
3.73%-6.30%13.94%13.02%10.22%14.11%21.57%21.54%25.60%24.21%25.60%10.22%
Effective Tax Rate
27.06%44.95%-117.26%36.39%36.88%42.56%27.63%28.04%28.27%28.02%28.27%42.56%
Return on Assets
0.17%-0.25%0.55%0.49%0.36%0.51%0.80%0.81%1.03%0.83%1.03%0.36%
Return On Equity
1.03%-1.65%4.47%4.35%3.51%5.45%8.35%9.15%11.20%11.20%11.38%3.51%
Return on Capital Employed
0.62%-0.17%1.24%2.05%1.00%1.54%2.53%1.14%1.45%4.59%N/A1.54%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A72.03N/A
Quick Ratio
N/AN/A1.541.9036.285.490.4614.7123.980.0720.9820.98
Cash ratio
N/AN/A0.040.095.580.680.113.512.81N/A2.810.68
Days of Sales Outstanding
N/AN/AN/AN/AN/A31.3151.7810.1018.76N/A18.7631.31
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
N/A0.020.020.020.030.060.00N/A0.010.000.900.03
Debt Equity Ratio
N/A0.190.220.250.290.660.08N/A0.170.069.840.29
Long-term Debt to Capitalization
N/A0.16N/A0.200.190.200.04N/A0.050.060.050.20
Total Debt to Capitalization
N/A0.160.180.200.220.390.07N/A0.140.060.140.39
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
N/A0.290.390.330.330.221.09N/A1.042.480.540.33
Company Equity Multiplier
5.996.578.108.829.7410.5810.3711.2510.8413.4310.849.74
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.290.220.280.250.290.370.240.310.420.340.210.37
Free Cash Flow / Operating Cash Flow Ratio
0.960.580.480.920.820.960.220.580.980.910.820.96
Cash Flow Coverage Ratio
N/A0.290.390.330.330.221.09N/A1.042.480.540.33
Short Term Coverage Ratio
N/AN/A0.39N/A2.030.362.60N/A1.57N/A0.810.36
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A