Webster Financial
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
9.478.21
Price/Sales ratio
1.801.71
Earnings per Share (EPS)
$6.25$7.20

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
14.6416.3923.9420.2112.5712.7617.1812.2812.3010.0412.0212.76
Price/Sales ratio
3.533.755.064.903.823.943.224.103.203.483.073.94
Price/Book Value ratio
1.251.401.961.911.561.521.171.460.981.001.011.52
Price/Cash Flow ratio
10.7111.0112.4511.609.6516.079.967.295.938.9084.579.65
Price/Free Cash Flow ratio
12.0412.4813.8712.4010.3817.5610.557.476.069.2990.6810.38
Price/Earnings Growth ratio
1.396.8825.730.860.273.33-0.400.13-0.760.31-10.273.33
Dividend Yield
2.66%2.65%1.96%1.98%2.71%3.04%4.03%3.03%3.29%3.38%2.90%2.71%
Profitability Indicator Ratios
Gross Profit Margin
100.42%100%100%100%100%100%100%100%100%100%120.58%100%
Operating Profit Margin
24.15%47.06%44.65%47.89%49.75%39.32%23.82%43.64%42.40%43.63%31.78%39.32%
Pretax Profit Margin
35.20%33.33%30.96%33.60%37.23%39.32%23.82%43.64%32.27%43.37%32.02%39.32%
Net Profit Margin
24.15%22.90%21.13%24.26%30.38%30.92%18.77%33.42%26.05%34.71%25.32%30.92%
Effective Tax Rate
31.39%31.29%31.74%27.79%18.38%21.36%21.19%23.41%19.26%19.97%20.90%18.38%
Return on Assets
0.88%0.83%0.79%0.96%1.30%1.25%0.67%1.17%0.90%1.15%0.97%1.25%
Return On Equity
8.60%8.54%8.19%9.45%12.48%11.93%6.82%11.89%7.99%9.98%8.76%11.93%
Return on Capital Employed
0.89%1.72%3.13%3.17%4.08%3.08%0.85%1.53%2.84%1.45%2.54%3.08%
Liquidity Ratios
Current Ratio
0.150.140.130.120.120.11N/AN/AN/AN/A0.070.11
Quick Ratio
118.23111.621.501.751.490.26183.59249.850.28N/A0.070.26
Cash ratio
3.062.660.010.020.020.0110.7720.260.02N/A0.070.02
Days of Sales Outstanding
132.97133.27234.6699.4096.40N/AN/AN/A238.88N/A146.5196.40
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
132.97N/AN/AN/AN/AN/AN/AN/AN/AN/A146.51N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
132.97N/AN/AN/AN/AN/AN/AN/AN/AN/A146.51N/A
Debt Ratios
Debt Ratio
0.130.110.110.070.070.080.020.010.090.040.050.08
Debt Equity Ratio
1.321.191.210.700.710.770.210.160.810.390.430.77
Long-term Debt to Capitalization
0.570.540.540.410.410.430.170.140.440.280.090.43
Total Debt to Capitalization
0.570.540.540.410.410.430.170.140.440.280.300.43
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.78N/A
Cash Flow to Debt Ratio
0.080.100.120.230.220.120.541.190.200.280.020.12
Company Equity Multiplier
9.7010.2110.319.809.569.4710.0710.158.848.628.639.47
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.320.340.400.420.390.240.320.560.540.390.030.24
Free Cash Flow / Operating Cash Flow Ratio
0.880.880.890.930.920.910.940.970.970.950.940.92
Cash Flow Coverage Ratio
0.080.100.120.230.220.120.541.190.200.280.020.12
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.03N/A
Dividend Payout Ratio
39.04%43.45%47.12%40.21%34.08%38.84%69.27%37.34%40.58%33.97%37.63%34.08%