William Penn Ban
Financial ratios & Valuation

Historical Multiples (2015 – 2024)

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM Median
Valuation Ratios
Price/Earnings ratio
101.46100.3632.4672.1738.98259.3345.7839.3645.86601.71-3.08K259.33
Price/Sales ratio
27.9425.959.1310.969.5321.247.406.655.215.063.6221.24
Price/Book Value ratio
4.294.071.351.701.913.570.790.860.790.810.763.57
Price/Cash Flow ratio
80.1494.1327.6343.4453.142.29K-668.1034.3125.40315.90-921.762.29K
Price/Free Cash Flow ratio
82.1995.4528.4545.0758.38-206.96-150.6041.6427.26564.74-489.74-206.96
Price/Earnings Growth ratio
-12.17-22.080.12-1.660.31-2.900.282.55-1.71-6.57-30.82-2.90
Dividend Yield
0.42%0.38%1.16%1.01%0.87%0.57%1.08%3.08%1.23%1.14%0.99%0.87%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%100%100%
Operating Profit Margin
43.89%42.54%80.54%69.05%54.74%5.80%20.23%33.08%12.19%N/A-1.67%5.80%
Pretax Profit Margin
41.72%39.12%42.69%36.02%31.36%5.80%20.23%19.16%12.19%-1.45%-1.93%5.80%
Net Profit Margin
27.54%25.86%28.14%15.19%24.45%8.19%16.18%16.90%11.37%0.84%-0.10%8.19%
Effective Tax Rate
33.98%33.88%34.07%57.82%22.00%-41.12%20.03%11.82%6.66%157.93%94.58%22.00%
Return on Assets
0.78%0.77%0.81%0.48%0.90%0.18%0.45%0.48%0.33%0.02%-0.00%0.18%
Return On Equity
4.23%4.05%4.16%2.36%4.90%1.37%1.74%2.20%1.74%0.13%-0.02%1.37%
Return on Capital Employed
1.25%1.27%2.34%2.23%2.04%0.12%0.58%0.94%0.35%N/A-0.06%0.12%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A19.13N/A
Quick Ratio
42.8847.7917.3412.7813.7224.2061.55100.9040.554.1219.1313.72
Cash ratio
42.8847.7916.1411.958.297.4422.306.443.781.330.827.44
Days of Sales Outstanding
N/AN/A45.3950.5048.89136.7898.6487.1991.87N/AN/A136.78
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.220.200.200.170.120.080.040.070.05N/A0.040.08
Debt Equity Ratio
1.181.091.060.830.650.670.180.340.26N/A0.300.67
Long-term Debt to Capitalization
0.540.520.510.450.390.400.15N/A0.17N/A0.230.40
Total Debt to Capitalization
0.540.520.510.450.390.400.150.250.21N/A0.230.40
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A-0.03N/A
Cash Flow to Debt Ratio
0.040.030.040.040.050.00-0.000.070.11N/A-0.000.00
Company Equity Multiplier
5.385.245.124.865.427.643.794.575.276.576.335.42
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.340.270.330.250.170.00-0.010.190.200.01-0.000.00
Free Cash Flow / Operating Cash Flow Ratio
0.970.980.970.960.91-11.094.430.820.930.552.110.91
Cash Flow Coverage Ratio
0.040.030.040.040.050.00-0.000.070.11N/A-0.000.00
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/A0.070.55N/AN/AN/A
Dividend Payout Ratio
43.18%38.66%37.71%73.36%34.07%149.32%49.90%121.38%56.53%690.47%-3337.5%149.32%