Walmart Inc.
Systems and methods for automated customer recurring payment processing

Abstract:

Systems, apparatuses, and methods are provided herein for automated customer recurring payment processing. A central computer system being configured to detect a payment date for a recurring payment associated with a customer account, retrieve customer payment information, and submit the customer payment information to a bank system. In the event the authorization fails and an error code corresponds to a payment information error, the system automatically generates a notification message to the customer at the messaging server, submits the updated customer payment information to the bank system, and updates an account status of the customer account when a payment authorization is received from the bank system.