Wintrust Financial
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
14.3614.8017.6317.4810.9011.3311.9911.109.819.1012.8310.90
Price/Sales ratio
2.692.553.513.922.842.762.143.032.552.632.422.76
Price/Book Value ratio
1.050.981.351.511.141.090.851.151.041.051.261.14
Price/Cash Flow ratio
9.2261.1511.8011.239.9215.15-6.774.573.637.6116.069.92
Price/Free Cash Flow ratio
11.00-421.4813.2613.1812.1121.91-6.034.823.788.1217.0412.11
Price/Earnings Growth ratio
-1.7016.040.691.190.3669.13-0.520.171.670.46-0.3169.13
Dividend Yield
1.14%1.28%1.05%0.89%1.36%1.61%2.44%1.90%2.16%2.21%1.43%1.36%
Profitability Indicator Ratios
Gross Profit Margin
100%99.86%99.97%99.94%100%100%100%100%100%100%81.87%100%
Operating Profit Margin
42.91%0.30%1.58%2.58%50.58%32.90%23.75%37.35%6.36%48.49%21.37%32.90%
Pretax Profit Margin
30.52%27.70%31.94%33.98%34.94%32.90%23.75%37.35%35.81%39.18%25.01%32.90%
Net Profit Margin
18.75%17.24%19.91%22.45%26.06%24.37%17.85%27.29%26.05%28.87%18.43%24.37%
Effective Tax Rate
38.56%37.74%37.66%33.92%25.42%25.91%24.83%26.91%27.24%26.32%26.31%25.42%
Return on Assets
0.75%0.68%0.80%0.92%1.09%0.97%0.64%0.92%0.96%1.10%0.99%0.99%
Return On Equity
7.31%6.66%7.67%8.65%10.50%9.63%7.11%10.36%10.62%11.53%11.12%10.50%
Return on Capital Employed
1.76%0.01%0.06%0.10%2.17%1.34%0.89%1.30%0.23%1.85%3.62%2.17%
Liquidity Ratios
Current Ratio
N/A3.743.093.073.112.29N/AN/AN/AN/A0.102.29
Quick Ratio
5.995.029.426.299.899.0011.5515.426.15N/A0.109.00
Cash ratio
3.632.222.301.522.222.343.955.153.18N/A0.102.34
Days of Sales Outstanding
N/AN/AN/AN/A269.66269.58304.47548.12175.05N/A60.31269.58
Days of Inventory outstanding
N/AN/A-3.73M-2.19MN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/A-3.73M-2.19MN/AN/AN/AN/AN/AN/A60.31N/A
Days of Payables Outstanding
N/A157.60604.88K339.85KN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/A-157.60-4.34M-2.53MN/AN/AN/AN/AN/AN/A60.31N/A
Debt Ratios
Debt Ratio
0.060.06N/A0.030.030.04N/A0.040.060.060.060.03
Debt Equity Ratio
0.610.62N/A0.280.350.47N/A0.530.740.670.680.35
Long-term Debt to Capitalization
0.380.30N/A0.220.260.32N/A0.340.400.400.400.26
Total Debt to Capitalization
0.380.38N/A0.220.260.32N/A0.340.420.400.400.26
Interest Coverage Ratio
N/A3.273.673.401.661.450.18N/AN/AN/A0.631.45
Cash Flow to Debt Ratio
0.180.02N/A0.460.320.15N/A0.460.380.200.110.15
Company Equity Multiplier
9.669.749.529.379.569.9210.9511.1411.0310.419.969.56
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.290.040.290.340.280.18-0.310.660.700.340.140.18
Free Cash Flow / Operating Cash Flow Ratio
0.83-0.140.890.850.810.691.120.940.960.930.960.81
Cash Flow Coverage Ratio
0.180.02N/A0.460.320.15N/A0.460.380.200.110.15
Short Term Coverage Ratio
N/A0.08N/AN/A189.4441.12N/A15.074.74N/AN/A41.12
Dividend Payout Ratio
16.46%19.06%18.64%15.73%14.85%18.30%29.31%21.15%21.23%20.18%21.76%14.85%