| Utility: Computer-based systems involving an engine and tools for incident prediction using machine learning and methods of use thereof Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 29 Apr 2020 | 30 Nov 2021 |
| Utility: Computer-implemented methods for technological applications involving provision of an online portal for managing a user account including an interactive GUI having functionality for pre-authorizing future transactions Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 5 Apr 2020 | 30 Nov 2021 |
| Utility: User navigation based on client-side history Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 1 Nov 2019 | 30 Nov 2021 |
| Utility: Initiating cardswap based on analytic model indicating third party card reissuance Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 16 Oct 2019 | 30 Nov 2021 |
| Utility: System and method for providing a spend memory record Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 3 Jun 2019 | 30 Nov 2021 |
| Utility: Transaction confirmation and authentication based on device sensor data Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 19 Mar 2019 | 30 Nov 2021 |
| Utility: Systems and methods for securely verifying a subset of personally identifiable information Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 11 Jan 2019 | 30 Nov 2021 |
| Utility: Multi-function transaction card Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 12 Jul 2018 | 30 Nov 2021 |
| Utility: Image reconstruction for virtual 3D Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 22 Feb 2018 | 30 Nov 2021 |
| Utility: LIVE CAPTION FEEDBACK SYSTEMS AND METHODS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 10 Aug 2021 | 25 Nov 2021 |
| Utility: TAP TO AUTOFILL CARD DATA Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 10 Aug 2021 | 25 Nov 2021 |
| Utility: Cascading Data Impact Visualization Tool Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 9 Aug 2021 | 25 Nov 2021 |
| Utility: SYSTEMS AND METHODS FOR AUTHENTICATING A USER AT A PUBLIC TERMINAL Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 6 Aug 2021 | 25 Nov 2021 |
| Utility: SYSTEMS AND METHODS FOR QUICKLY SEARCHING DATASETS BY INDEXING SYNTHETIC DATA GENERATING MODELS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 6 Aug 2021 | 25 Nov 2021 |
| Utility: METHOD AND SYSTEM FOR MATCHING PURCHASE TRANSACTION HISTORY TO REAL-TIME LOCATION INFORMATION Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 5 Aug 2021 | 25 Nov 2021 |
| Utility: DUAL STAGE NEURAL NETWORK PIPELINE SYSTEMS AND METHODS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 5 Aug 2021 | 25 Nov 2021 |
| Utility: SYSTEM AND METHOD FOR DETERMINING SOCIAL STATEMENTS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 3 Aug 2021 | 25 Nov 2021 |
| Utility: TRANSACTION CARD SECURITY DEVICE Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 3 Aug 2021 | 25 Nov 2021 |
| Utility: SYSTEMS AND METHODS FOR INITIATING AND AUTHORIZING TRANSACTIONS USING A DETECTABLE DEVICE Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 2 Aug 2021 | 25 Nov 2021 |
| Utility: SYSTEMS USING HASH KEYS TO PRESERVE PRIVACY ACROSS MULTIPLE TASKS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 2 Aug 2021 | 25 Nov 2021 |
| Utility: Method and System of Converting Email Message to AI Chat Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 7 Jun 2021 | 25 Nov 2021 |
| Utility: DUAL-CORE ATM Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 7 Jun 2021 | 25 Nov 2021 |
| Utility: PERSONALIZED QR CODES FOR ATM AUTHENTICATION Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 4 May 2021 | 25 Nov 2021 |
| Utility: METHODS AND SYSTEMS FOR CONTROLLING A LIGHT SOURCE OF A CUE LIGHT DEVICE Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 22 Apr 2021 | 25 Nov 2021 |
| Utility: ENVIRONMENT CONTROL APPARATUS AND CHIP TESTING SYSTEM Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 30 Nov 2020 | 25 Nov 2021 |
| Utility: UTILIZING MACHINE LEARNING AND A SMART TRANSACTION CARD TO AUTOMATICALLY IDENTIFY ITEM DATA ASSOCIATED WITH PURCHASED ITEMS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 22 May 2020 | 25 Nov 2021 |
| Utility: UTILIZING MACHINE LEARNING AND A SMART TRANSACTION CARD TO AUTOMATICALLY IDENTIFY OPTIMAL PRICES AND REBATES FOR ITEMS DURING IN-PERSON SHOPPING Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 22 May 2020 | 25 Nov 2021 |
| Utility: RECOMMENDATION ENGINE BASED ON TIP AMOUNTS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 22 May 2020 | 25 Nov 2021 |
| Utility: JOINT INTENT AND ENTITY RECOGNITION USING TRANSFORMER MODELS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 22 May 2020 | 25 Nov 2021 |
| Utility: METHOD FOR PROVISIONING MERCHANT-SPECIFIC PAYMENT APPARATUS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 21 May 2020 | 25 Nov 2021 |
| Utility: SYSTEMS AND METHODS FOR USING A TRANSACTION TO COLLECT ADDITIONAL TRANSACTION INFORMATION Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 21 May 2020 | 25 Nov 2021 |
| Utility: System and Method for Predicting an Anticipated Transaction Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 20 May 2020 | 25 Nov 2021 |
| Utility: SYSTEMS AND METHODS FOR SETTING SPEND LIMITS AND COUNTERACTING FRAUD IN GAS STATION TRANSACTION Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 20 May 2020 | 25 Nov 2021 |
| Utility: SYSTEMS AND METHODS FOR PROACTIVELY INFORMING USERS OF AN AGE OF A MERCHANT DURING ONLINE TRANSACTIONS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 19 May 2020 | 25 Nov 2021 |
| Utility: SYSTEMS AND METHODS FOR GENERATING MARKETING INCENTIVES Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 19 May 2020 | 25 Nov 2021 |
| Utility: FRAUD MITIGATION VIA WIRELESS COMMUNICATION OF DYNAMIC TRANSACTION CARDS Filling date: 9 Sep 2025 Issue date: 25 Nov 2021 | 19 May 2020 | 25 Nov 2021 |
| Utility: Methods and systems for facilitating secure authentication of user based on known data Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 18 May 2021 | 23 Nov 2021 |
| Utility: Direct data share Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 16 Feb 2021 | 23 Nov 2021 |
| Utility: Methods and systems for managing multiple content delivery networks Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 4 Dec 2020 | 23 Nov 2021 |
| Utility: Systems and method for testing computing environments Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 23 Oct 2020 | 23 Nov 2021 |
| Utility: System and method for capturing information Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 14 Jul 2020 | 23 Nov 2021 |
| Utility: Methods and systems for generating qualitative comparisons and recommendations of contributors to software development projects Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 29 Jun 2020 | 23 Nov 2021 |
| Utility: Lotless storage of vehicle inventory Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 19 Jun 2020 | 23 Nov 2021 |
| Utility: Fraud mitigation via wireless communication of dynamic transaction cards Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 19 May 2020 | 23 Nov 2021 |
| Utility: Computer-implemented systems configured for automated electronic calendar item predictions and methods of use thereof Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 11 May 2020 | 23 Nov 2021 |
| Utility: Visualizing vehicle part replacement information using extended reality Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 29 Apr 2020 | 23 Nov 2021 |
| Utility: System and method for capturing sales tax deduction information from monetary card transactions Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 20 Apr 2020 | 23 Nov 2021 |
| Utility: System and method for processing secure transactions using account-transferable transaction cards Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 29 Jan 2020 | 23 Nov 2021 |
| Utility: Environment control apparatus Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 6 Jan 2020 | 23 Nov 2021 |
| Utility: Techniques to facilitate online commerce by leveraging user activity Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 2 Jan 2020 | 23 Nov 2021 |
