Bank of America Corporation
Multi-vector authentication unit (MVAU)

Abstract:

Aspects of the disclosure relate to electronically detecting and responding to a security risk associated with a non-electronic transaction. These aspects include recording and storing a video of a customer entering a financial institution (FI). Upon review of the video, the method confirms that the customer is a legacy customer and then deletes the video, or confirms that the customer is a non-legacy customer. If the customer is a non-legacy customer, the method stores the video for an amount of time sufficient to quantify a security risk associated with the customer. The method may then use an input device including at least one customer-imperceptible biometric sensor to retrieve information about the customer. The method compares the stored video to the biometric information to adjust a level of the security risk associated with the customer or transaction. If the security risk is lower than a threshold, the method may delete the video.