Bank of America Corporation
Using smart data to enable profile-based transactions

Abstract:

Aspects of the disclosure relate to implementing and using a data processing system to generate a plurality of user profiles including linked user accounts. An instruction for a transaction may be received from a first user computing device, and a request to complete the transaction on behalf of the first user may be transmitted to a second user computing device. Upon receiving appropriate authorizations, the computing platform may transmit to a participant an instruction to complete the transaction with the second user on behalf of the first user.