Bank of America Corporation
Virtual resource control and distribution

Abstract:

A virtual resource control and distribution system is provided that utilizes virtual resource pools coupled to authentic resource pools in order to reduce processing capacity requirements, memory requirements, and processing time. In particular, the present invention utilizes a reduced number of authentic resource pools, such as one single authentic resource pool, that is coupled to one or more virtual resource pools. The virtual resource pools may be utilized to enter into interactions. However, when interactions are entered, the virtual resource pools may be adjusted based on the resources associated with the interaction without actually having any resources associated with the virtual resource pools. As such, the virtual resource pools may illustrate a change in virtual resources in the virtual resource pool, but the authentic resource pool to which the virtual resource pool is associated, will be utilized for distributing the resources and processing the interactions.