Bank of America Corporation
Smart resource instrument authorization

Abstract:

A resource instrument system and/or user computer systems can monitor when one or more resource instruments have been removed from the resource instrument system and notify the user and/or entity that one or more resource instruments have been removed from the resource instrument systems in order to help identify potential misappropriation of the one or more resource instruments. Moreover, the user may pre-authorize the use of one or more resource instruments through the resource instrument system and/or the user computer system. In this way, a third-party receiving the resource instrument may check the validity of the resource instrument before acceptance of the resource instrument.