Bank of America Corporation
RESOURCE TRANSFER AUTHORIZATION DECISION ENGINE

Abstract:

Systems, computer program products, and methods are described herein for authorization of resource allocation across an electronic network environment. The present invention is configured to receive a resource distribution request for distribution of resources from a resource distribution repository of a user to the first entity; retrieve one or more operational decision rules associated with the first entity; deny the distribution of resources from the resource distribution repository of the user to the first entity based on the operational rules; retrieve, from the resource distribution authorization database, at least one resource distribution decision matrix associated with the first entity; override the denial of the distribution of the resources from the resource distribution repository of the user to the first entity based on at least the resource distribution decision matrix; and initiate an execution of the distribution of resources associated with the resource distribution request.