Bank of America Corporation
Exposure based secure access system

Abstract:

Systems, computer program products, and methods are described herein for regulating exposure based secured access is presented. The present invention is configured to receive, from a user computing device, a request to access a network device to execute one or more actions, wherein the user computing device is associated with a payment token; receive information associated with the one or more actions, wherein the information comprises an exposure level; initiate an authorization module associated with the distributed network environment; determine, using the authorization module, a token amount to execute the one or more actions; automatically retrieve, from the user computing device, the token amount from the payment token; authorize the user computing device to access the network device to execute the one or more actions; and access and update a blockchain distributed ledger based on information associated with the request and subsequent authorization to access the network device.