Bank of America Corporation
REAL-TIME RESOURCE TRACKING AND LOOKUP FACILITY

Abstract:

Embodiments of the present invention provide a real-time resource distribution lookup facility for facilitating real-time resource distributions via a universal channel functionality number. The invention commodities specific routing and transit numbers into universal channel functionality numbers tied directly to a real-time resource distribution. Upon initiation of a real-time resource distribution, the invention may recognize the functionality numbers and process the real-time resource distribution request via the lookup facility. The invention may identify the user, qualifications, and standing for confirmation of the real-time resource distribution and allow for processing of the distribution using the functionality number, which provides security and anonymity for the user and real-time resource distribution request from outside exposure.