Bank of America Corporation
Erasable reusable check

Abstract:

Apparatus and methods for an erasable reusable check are provided. The method may include receiving in a card reader a microchip embedded in a check. The method may also include extracting from the microchip data identifying a payor name, a payor address, a bank account number of a payor bank account a routing number of the payor bank account, and pixelated data. The method may further include transforming the pixelated data into written text and creating an Image Replacement Document ("IRD") of the check. The IRD may include the payor name, the payor address, the bank account number, the routing number, and the written text.