Bank of America Corporation
System for security analysis and authentication

Abstract:

Embodiments of the present invention provide a system for security analysis and authentication. The system can analyze, using a deep neural network machine learning system, historical one time password ("OTP") information, historical information, historical malfeasance information, and historical information for a plurality of users to determine available OTPs. When an authentication request is received, one of the available OTPs is randomly or variedly selected and the user is prompted to provide information along with a response for the OTP. The received information is analyzed against the historical information and an OTP signature is generated for the user. This OTP signature is used to determine whether the user is authenticated for one or more authentication elements.