Bank of America Corporation
Encrypted data transmission system for secure resource distribution

Abstract:

A privacy-enabled system for securely transmitting encrypted data is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; and a processing device configured to: receive a request for a resource transfer of a resource from a user resource location associated with a user to a destination device associated with a third party; determine a data requirement for completing the resource transfer, wherein the data requirement is a minimum amount of user resource location data required for directing the resource from the user resource location to the destination device and completing the resource transfer; based on determining the data requirement, generate a transmission package comprising the resource, wherein the transmission package has at least a portion of the user resource location data removed or modified; and deliver the transmission package to the destination device to complete the resource transfer.