Bank of America Corporation
System for data authentication optimization based on real time and historical resource information

Abstract:

Embodiments of the invention are directed to systems, methods and computer program products for selective authorization of resource usage based on geographic positioning and usage category information associated with a resource interaction system. The invention receives historic positional information and category of usage information related to a resource interaction system, where the historic positional and category of usage information defines a base positional location and category of usage for the resource interaction system. The system also receives current positional information associated with the resource interaction system and accesses authorized usage parameters associated with the current positional information associated with the resource interaction system. Based on this information, the invention controls usage of the resource interaction system based on authorized usage parameters associated with the current positional information and based on the category of usage information.