Bank of America Corporation
Dynamic Authentication Control System

Abstract:

Systems for dynamically controlling authentication data are presented. In some examples, registration data may be received. The registration data may include user data, contact information, and authentication data which may include deoxyribonucleic acid (DNA) data of a user. In some arrangements, a request to process an event may be received. The request may include event details which may be used to determine or identify an authentication tier of the event. Based on the identified authentication tier, one or more authentication factors for request may be dynamically identified. The request for authentication factors may be transmitted to a user device and authentication response data may be received. The authentication response data may be compared to the authentication data received at registration (or otherwise pre-stored) to determine whether a match exists. If the data matches, the event may be authorized for processing. If not, the event process request may be denied.