Bank of America Corporation
Payment card with light-based signature

Abstract:

Systems, methods and apparatus are provided for light-based authentication of a payment card. The payment card may include a randomized mix of materials. The materials may include transparent or translucent materials. A light source may shine light on a surface of the payment card. Light passing through the card may generate a light pattern that is unique to the payment card. The light pattern may be captured and compared to a reference light pattern to authenticate the payment card. In some embodiments, photodetectors may detect light patterns generated through interactions with the card materials.