Bank of America Corporation
SYSTEM FOR RESOURCE PRESENTMENT AND ALLOCATION BASED ON HISTORICAL DATA USAGE

Abstract:

Embodiments of the invention are directed to a system, method, and computer program product for resource presentment and allocation based on historical data usage. The system first receives a resource allocation offer associated with a resource distribution transaction. The system determines, based on historical resource distribution data stored within a memory resource, a user of a plurality of users that would utilize the resource allocation offer. The system transmits, to a user device associated with the user, a communication that indicates the resource allocation offer.