Bank of America Corporation
SYSTEM FOR DYNAMICALLY RE-AUTHENTICATING A VIRTUAL RESOURCE

Abstract:

Systems, computer program products, and methods are described herein for dynamically re-authenticating a virtual resource. The present invention is configured to receive an indication that a user has initiated an execution of one or more resource transfer requests using a virtual resource; determine one or more resource usage metrics associated with the virtual resource; determine one or more conditions associated with the use of the virtual resource; determine that the one or more resource usage metrics meets the one or more conditions associated with the use of the virtual resource; automatically initiate a virtual resource re-authentication protocol; transmit an authentication request to re-authenticate the virtual resource; receive an authentication response from the user in response to the authentication request; and re-authenticate the virtual resource based on at least validating the authentication response received from the user.