Bank of America Corporation
CENTRALIZED REPOSITORY SYSTEM FOR PERFORMING COMMUNICATION-BASED AUTHENTICATION

Abstract:

Embodiments of the present invention provide a system for performing communication-based authentication. In particular, the system may be configured to extract data from one or more communication channels associated with an entity, determine last activity timestamp associated with a user based on the data extracted from the one or more communication channels, determine that the user has accessed an entity application, via a user device, in response to determining that the user has accessed the entity application, transmit control signals to the user device to transform user interface of the entity application to display the last activity timestamp to the user, prompt the user to confirm the last activity timestamp, receive input associated with confirmation of the last activity timestamp from the user, via the user device, and perform one or more actions based on the input received from the user, via the user device.