Bank of America Corporation
ENHANCED AUTHENTICATION FRAMEWORK USING EPROM GRID PATTERN RECOGNITION

Abstract:

Systems, computer program products, and methods are described herein for implementing an enhanced authentication framework using Erasable Programmable Read-Only Memory (EPROM) grid pattern recognition. The present invention is configured to receive an indication of a resource transfer interaction initiated by a user using a resource transfer instrument at a resource transfer terminal, wherein the resource transfer instrument comprises an embedded EPROM grid, wherein the embedded EPROM grid is configurable to store a unique pattern associated with the user; retrieve, from the resource transfer terminal, the unique pattern from the embedded EPROM grid; determine that the unique pattern from the embedded EPROM grid matches one or more pre-registered unique patterns associated with the user; and authorize an execution of the resource transfer interaction by the user based on at least determining that the unique pattern from the embedded EPROM grid matches one or more pre-registered unique patterns associated with the user.