Bank of America Corporation
MACHINE LEARNING-BASED EVENT ANALYSIS FOR CUSTOMIZED CONTRACT GENERATION AND NEGOTIATION IN ENHANCED SECURITY PEER-TO-PEER INTERACTION APPLICATIONS

Abstract:

A system for machine learning-derived contract generation is provided. The system comprises: a machine learning engine and a controller configured to: input historical and streaming interaction data into the machine learning engine, wherein the machine learning engine is trained by the historical and streaming interaction data; determine one or more machine learning-derived interaction patterns for a resource transfer between the first user device and the second user device, wherein the one or more machine learning-derived interaction patterns comprise calculated exposure levels for one or more events for completing the resource transfer; based on the machine learning-derived interaction patterns, generate the resource transfer contract for transferring a resource from the first user device to the second user device, wherein the resource transfer contract comprises a sequential flow of the one or more events; and distribute the resource transfer contract to the first user device and the second user device.