Bank of America Corporation
DIGITAL WALLET CONVERSION ENGINE

Abstract:

As the world progresses towards a cashless payment society, there has been a rise in the various forms of emerging payment technologies. Such technologies may include digital wallet payment systems. There is a need for a bridging protocol and conversion engine that would connect gaps between these various emerging payment technologies and their respective proprietary ecosystems. The conversion engine may be configured to forward currency received from an ecosystem to an account/digital wallet external to the ecosystem.