Bank of America Corporation
SYSTEM FOR IMPLEMENTING PREDICTIVE RESOURCE TRANSFERS

Abstract:

Systems, computer program products, and methods are described herein for implementing predictive resource transfers. The present invention is configured to initiate a remote access to a computing device associated with a merchant; request, via the remote access, information associated with one or more resources associated with the merchant; electronically receive information associated with one or more historical resource transfers executed by one or more users within a predetermined distance from a location of the merchant; predict the market need for the one or more resources associated with the merchant based on at least initiating the machine learning engine on the one or more historical resource transfers; and generate one or more resource transfer requests associated with at least a subset of the one or more resources associated with the merchant based on at least the market need.