Bank of America Corporation
Physical Needs Tool

Abstract:

An apparatus includes a database, memory, and processor. The database stores a purchase history, assigned to a user, that includes records of products and a ticket for travel to a second location on a first date. The memory stores categories, each of which is assigned to weather conditions and includes products for which a positive correlation exists between consumer demand and a presence of one or more weather conditions. The processor determines that the user will be in the second location on a third date and obtains a predicted weather condition at the second location on the third date. The weather condition is assigned to a category including a product. The processor determines that a probability the user has a need for the product is greater than a threshold and sends a product recommendation to the user. The processor receives a purchase request from the user and completes a purchase.