Bank of America Corporation
PORTABLE RESOURCE TRANSMITTAL DEVICE WITH DUAL MESSAGE LIMITER

Abstract:

Embodiments of the invention are directed to a system, method, or computer program product for paperless and cardless third party resource transfer processing. The invention creates a user experience on a stand-alone device associated with a third party by incorporating resource transfer data and resource transfer input from the user, and displaying the resource transfer data to the user. Wireless communication channels provide the invention with secure, cardless capabilities. The invention may communicate with the user device to receive authentication credentials from the user and transmit a processed total resource allocation to the third party resource transfer system.