Bank of America Corporation
Digital Check Generation and Processing Platform

Abstract:

Aspects of the disclosure relate to processing systems that generate and process digital check images. The computing platform may receive an encrypted digital check image corresponding to a payment and commands directing the computing platform to store the encrypted digital check image. The computing platform may decrypt the encrypted digital check image, and may store the decrypted digital check image for access through an online banking portal. The computing platform may generate a notification containing a link to the decrypted digital check image, which may be accessible through the online banking portal. The computing platform may generate online banking interface information and commands directing a client device to display an online banking interface, including the notification. The computing platform may receive a check endorsement indication corresponding to the decrypted digital check image and may update the decrypted digital check image to include an endorsement image.