Ballston Spa Bancorp
Cash Flow
Last updated:
Cash flow statement presents a set of outflows and inflows of cash within a company through operating, investing and financing activities. Over the last year, operating activities of Ballston Spa Bancorp generated cash of $6,884,000, which is less than the previous year. Cash used in financing activities reached the amount of $58,596,000 last year. Net change in cash is therefore $1,847,000.
Cash Flow
| 2015 | 4.19M | -28.83M | 16.11M |
|---|---|---|---|
| 2017 | 5.30M | -65.48M | 54.01M |
| 2019 | 6.45M | -51.01M | 44.83M |
| 2020 | 7.02M | -22.34M | 94.24M |
| 2021 | 7.15M | -25.95M | 72.22M |
| 2022 | 7.35M | -113.26M | -15.96M |
| 2023 | 6.88M | -63.63M | 58.59M |
BSPA Cash Flow Statement (2015 – 2023)
| 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2015 | |
|---|---|---|---|---|---|---|---|
Cash at beginning of period | 21.88M | 143.76M | 90.34M | 11.41M | 11.12M | 13.45M | 54.71M |
Operating activities | |||||||
Net income | 4.78M | 6.09M | 5.15M | 4.98M | 3.90M | 3.27M | 2.12M |
| Adjustments to reconcile net income to cash generated by operating activities: | |||||||
Depreciation and amortization | 582K | 578K | 705K | 711K | 630K | 672K | 562K |
Stock-based compensation expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred income tax benefit | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Changes in operating assets and liabilities: | |||||||
Accounts receivable, net | -395K | -647K | 95K | -122K | -65K | -242K | -3K |
Inventories | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accounts payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash generated by operating activities | 6.88M | 7.35M | 7.15M | 7.02M | 6.45M | 5.30M | 4.19M |
Investing activities | |||||||
Purchases Of Investments | -49.25M | -61.56M | -26.29M | -13.40M | -20.71M | -17.81M | -16.46M |
Investments In Property Plant And Equipment | -427K | -1.63M | -108K | -101K | -883K | -1.34M | -410K |
Acquisitions Net | 0 | -94.98M | 586K | -6.32M | 1.70M | 0 | 0 |
Cash generated by investing activities | -63.63M | -113.26M | -25.95M | -22.34M | -51.01M | -65.48M | -28.83M |
Financing activities | |||||||
Common Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Payments for dividends | -980K | -980K | -980K | -980K | -980K | -921K | -921K |
Repurchases of common stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Repayments of term debt | 30M | 12M | -5.88M | -64.20M | 0 | 0 | -10.5M |
Cash used in financing activities | 58.59M | -15.96M | 72.22M | 94.24M | 44.83M | 54.01M | 16.11M |
Net Change In Cash | 1.84M | -121.87M | 53.42M | 78.93M | 284K | -6.17M | -8.51M |
Cash at end of period | 23.73M | 21.88M | 143.76M | 90.34M | 11.41M | 7.28M | 46.19M |