| Utility: System and method for malware detection using hashing techniques Filling date: 20 Sep 2025 Issue date: 9 Aug 2022 | 24 Jan 2018 | 9 Aug 2022 |
| Utility: System and method for fraud control Filling date: 20 Sep 2025 Issue date: 21 Jun 2022 | 3 Jul 2014 | 21 Jun 2022 |
| Utility: System and method for providing advertiser auctions based on segmentation informed by purchase data Filling date: 20 Sep 2025 Issue date: 22 Feb 2022 | 11 Nov 2013 | 22 Feb 2022 |
| Utility: System and method for auctioning a first-in-wallet payment account status Filling date: 20 Sep 2025 Issue date: 14 Dec 2021 | 12 Mar 2014 | 14 Dec 2021 |
| Utility: Method and system for providing alert messages related to suspicious transactions Filling date: 20 Sep 2025 Issue date: 22 Jun 2021 | 25 Jan 2018 | 22 Jun 2021 |
| Utility: System and methods for providing financial account information over a network Filling date: 20 Sep 2025 Issue date: 15 Jun 2021 | 21 Mar 2019 | 15 Jun 2021 |
| Utility: System and method providing flow-through private label card acquisition Filling date: 20 Sep 2025 Issue date: 8 Jun 2021 | 27 May 2014 | 8 Jun 2021 |
| Utility: Systems and methods for location sensing to facilitate best pricing options Filling date: 20 Sep 2025 Issue date: 15 Dec 2020 | 3 Jun 2015 | 15 Dec 2020 |
| Utility: Systems and methods for providing enhanced loan qualification information Filling date: 20 Sep 2025 Issue date: 22 Sep 2020 | 4 Nov 2014 | 22 Sep 2020 |
| Utility: System and method for transaction learning Filling date: 20 Sep 2025 Issue date: 1 Sep 2020 | 2 Nov 2015 | 1 Sep 2020 |
| Utility: Wearable transaction devices Filling date: 20 Sep 2025 Issue date: 21 Jul 2020 | 11 Jan 2018 | 21 Jul 2020 |
| Utility: Method for authenticating financial instruments and financial transaction requests Filling date: 20 Sep 2025 Issue date: 2 Jun 2020 | 21 Jul 2017 | 2 Jun 2020 |
| Utility: Systems and methods for providing an interactive community through device communication Filling date: 20 Sep 2025 Issue date: 12 May 2020 | 14 Nov 2017 | 12 May 2020 |
| Utility: Methods, system, and computer-readable medium for location sensing in a store Filling date: 20 Sep 2025 Issue date: 28 Apr 2020 | 3 Jun 2015 | 28 Apr 2020 |
| Utility: Method and system for authorizing card account transactions by geographic region Filling date: 20 Sep 2025 Issue date: 7 Apr 2020 | 17 Apr 2018 | 7 Apr 2020 |
| Utility: Systems and methods for product placement optimization by sensing customer traffic in stores Filling date: 20 Sep 2025 Issue date: 7 Apr 2020 | 28 Jul 2015 | 7 Apr 2020 |
| Utility: Systems and methods for providing an interactive community through device communication Filling date: 20 Sep 2025 Issue date: 24 Mar 2020 | 22 May 2015 | 24 Mar 2020 |
| Utility: System and methods for providing financial account information over a network Filling date: 20 Sep 2025 Issue date: 17 Mar 2020 | 8 Oct 2018 | 17 Mar 2020 |
| Utility: System and method for providing a credit card with multiple credit lines Filling date: 20 Sep 2025 Issue date: 3 Mar 2020 | 10 Jan 2018 | 3 Mar 2020 |
| Utility: Systems and methods for exporting auto finance information Filling date: 20 Sep 2025 Issue date: 3 Mar 2020 | 4 Jan 2018 | 3 Mar 2020 |
| Utility: System and method for providing a user-loadable stored value card Filling date: 20 Sep 2025 Issue date: 21 Jan 2020 | 28 Jul 2017 | 21 Jan 2020 |
| Utility: Systems and methods for authenticating electronic transactions Filling date: 20 Sep 2025 Issue date: 24 Dec 2019 | 1 Dec 2017 | 24 Dec 2019 |
| Utility: System and method for providing smart statements Filling date: 20 Sep 2025 Issue date: 19 Nov 2019 | 17 Jan 2014 | 19 Nov 2019 |
| Utility: System and method for exchanging data with smart cards Filling date: 20 Sep 2025 Issue date: 12 Nov 2019 | 23 Jul 2014 | 12 Nov 2019 |
| Utility: Systems and methods for providing user-controlled automobile financing Filling date: 20 Sep 2025 Issue date: 5 Nov 2019 | 30 Nov 2017 | 5 Nov 2019 |
| Utility: System and method for providing limited access to data Filling date: 20 Sep 2025 Issue date: 22 Oct 2019 | 21 Sep 2017 | 22 Oct 2019 |
| Utility: Systems and methods for providing a customer service Filling date: 20 Sep 2025 Issue date: 22 Oct 2019 | 29 Sep 2014 | 22 Oct 2019 |
| Utility: Systems and methods for providing a separate interest rate for an individual transaction Filling date: 20 Sep 2025 Issue date: 15 Oct 2019 | 5 Dec 2017 | 15 Oct 2019 |
| Utility: Systems and methods for transacting at an ATM using a mobile device Filling date: 20 Sep 2025 Issue date: 1 Oct 2019 | 7 Apr 2015 | 1 Oct 2019 |
| Utility: Voice recognition to authenticate a mobile payment Filling date: 20 Sep 2025 Issue date: 24 Sep 2019 | 18 Dec 2017 | 24 Sep 2019 |
| Utility: System and method for determining social statements Filling date: 20 Sep 2025 Issue date: 17 Sep 2019 | 19 Sep 2013 | 17 Sep 2019 |
| Utility: Systems and methods for marking individuals with an identifying substance Filling date: 20 Sep 2025 Issue date: 10 Sep 2019 | 6 Feb 2018 | 10 Sep 2019 |
| Utility: Systems and methods for a refinancing savings widget Filling date: 20 Sep 2025 Issue date: 10 Sep 2019 | 2 Sep 2014 | 10 Sep 2019 |
| Utility: Systems and methods for providing a separate interest rate for an individual transaction Filling date: 20 Sep 2025 Issue date: 3 Sep 2019 | 8 Sep 2015 | 3 Sep 2019 |
| Utility: ATM skimmer detection based upon incidental RF emissions Filling date: 20 Sep 2025 Issue date: 20 Aug 2019 | 21 Nov 2018 | 20 Aug 2019 |
| Utility: Systems and methods for aggregating and managing financial service accounts Filling date: 20 Sep 2025 Issue date: 13 Aug 2019 | 28 Nov 2017 | 13 Aug 2019 |
| Utility: Systems and methods for providing near field communications Filling date: 20 Sep 2025 Issue date: 13 Aug 2019 | 15 Nov 2017 | 13 Aug 2019 |
| Utility: Systems and methods for transaction pre authentication Filling date: 20 Sep 2025 Issue date: 13 Aug 2019 | 24 Jun 2015 | 13 Aug 2019 |
| Utility: System and method for mobile social networking within a target area Filling date: 20 Sep 2025 Issue date: 30 Jul 2019 | 24 Oct 2017 | 30 Jul 2019 |
