Elmira Savings Bank
Cash Flow
Last updated:
Cash flow statement presents a set of outflows and inflows of cash within a company through operating, investing and financing activities. Over the last year, operating activities of Elmira Savings Bank generated cash of $3,405,000, which is more than the previous year. Cash used in financing activities reached the amount of $32,449,000 last year. Net change in cash is therefore $77,141,000.
Cash Flow
| 2011 | 5.41M | 4.22M | 15.84M |
|---|---|---|---|
| 2012 | 5.74M | -22.22M | 8.61M |
| 2013 | 8.26M | -14.60M | -26.34M |
| 2014 | 4.62M | -31.20M | 27.5M |
| 2015 | 2.80M | -16.65M | 10.73M |
| 2016 | 5.38M | 5.17M | 8.27M |
| 2017 | 7.33M | 170K | -23.89M |
| 2018 | 8.68M | -24.72M | 27.67M |
| 2019 | 963K | -23.90M | 15.46M |
| 2020 | 3.40M | 41.28M | 32.44M |
ESBK Cash Flow Statement (2011 – 2020)
| 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|
Cash at beginning of period | 12.04M | 19.52M | 7.89M | 24.29M | 5.45M | 8.56M | 7.64M | 40.32M | 0 | 22.71M |
Operating activities | ||||||||||
Net income | 4.15M | 3.48M | 4.23M | 4.85M | 4.33M | 4.12M | 3.66M | 5.05M | 5.21M | 5.02M |
| Adjustments to reconcile net income to cash generated by operating activities: | ||||||||||
Depreciation and amortization | 798K | 876K | 866K | 815K | 782K | 759K | 749K | 790K | 810K | 761K |
Stock-based compensation expense | 231K | 216K | 230K | 228K | 274K | 333K | 421K | 301K | 0 | 360K |
| Deferred income tax benefit | 231K | 216K | 230K | 228K | 274K | 333K | 421K | 301K | 0 | 360K |
| Changes in operating assets and liabilities: | ||||||||||
Accounts receivable, net | 61K | -59K | -69K | 55K | -11K | 25K | -112K | 75K | 0 | 0 |
Inventories | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accounts payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash generated by operating activities | 3.40M | 963K | 8.68M | 7.33M | 5.38M | 2.80M | 4.62M | 8.26M | 5.74M | 5.41M |
Investing activities | ||||||||||
Purchases Of Investments | -1.30M | -1.73M | -5.24M | -1.91M | -8.65M | -12.53M | -28.17M | -12.75M | 0 | -7.19M |
Investments In Property Plant And Equipment | -464K | -240K | -940K | -4.93M | -1.24M | -3.35M | -1.51M | -1.35M | -3.23M | -466K |
Acquisitions Net | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash generated by investing activities | 41.28M | -23.90M | -24.72M | 170K | 5.17M | -16.65M | -31.20M | -14.60M | -22.22M | 4.22M |
Financing activities | ||||||||||
Common Stock Issued | 0 | 0 | 0 | 8.96M | 0 | 145K | 299K | 217K | 0 | 0 |
Payments for dividends | -2.39M | -3.23M | -3.18M | -3.77M | -3.42M | -3.40M | -3.38M | -3.43M | -3.58M | -3.12M |
Repurchases of common stock | 0 | 0 | 0 | -9.4M | 0 | -1.48M | 0 | -14.06M | 370K | -9.09M |
Repayments of term debt | -29.89M | 0 | -2M | 0 | -6.52M | 0 | -14.5M | -13M | 0 | -5.07M |
Cash used in financing activities | 32.44M | 15.46M | 27.67M | -23.89M | 8.27M | 10.73M | 27.5M | -26.34M | 8.61M | 15.84M |
Net Change In Cash | 77.14M | -7.47M | 11.62M | -16.39M | 18.84M | -3.11M | 924K | -32.68M | -7.87M | 25.47M |
Cash at end of period | 89.18M | 12.04M | 19.52M | 7.89M | 24.29M | 5.45M | 8.56M | 7.64M | -7.87M | 48.19M |