Pathfinder Bancorp
Cash Flow
Last updated:
Cash flow statement presents a set of outflows and inflows of cash within a company through operating, investing and financing activities. Over the last year, operating activities of Pathfinder Bancorp generated cash of $15,432,000, which is less than the previous year. Cash used in financing activities reached the amount of $52,806,000 last year. Net change in cash is therefore $13,450,000.
Cash Flow
| 2014 | 5.02M | -64.47M | 54.23M |
|---|---|---|---|
| 2015 | 6.31M | -61.48M | 59.06M |
| 2016 | 6.37M | -121.45M | 122.26M |
| 2017 | 6.84M | -133.94M | 126.67M |
| 2018 | 8.98M | -52.02M | 47.36M |
| 2019 | 8.12M | -162.81M | 148.53M |
| 2020 | 46.56M | -149.22M | 125.96M |
| 2021 | 20.15M | -69.95M | 43.48M |
| 2022 | 21.73M | -131.16M | 107.56M |
| 2023 | 15.43M | -54.78M | 52.80M |
PBHC Cash Flow Statement (2014 – 2023)
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
Cash at beginning of period | 35.28M | 37.14M | 43.46M | 20.16M | 26.31M | 21.99M | 22.41M | 15.24M | 11.35M | 16.57M |
Operating activities | ||||||||||
Net income | 9.29M | 12.93M | 12.40M | 6.95M | 4.27M | 4.03M | 3.49M | 3.27M | 2.88M | 2.74M |
| Adjustments to reconcile net income to cash generated by operating activities: | ||||||||||
Depreciation and amortization | 1.34M | 1.07M | 1.79M | 1.35M | 1.53M | 1.20M | 1.07M | 1.04M | 1.02M | 831K |
Stock-based compensation expense | 462K | 626K | 617K | 570K | 630K | 773K | 712K | 557K | 354K | 279K |
| Deferred income tax benefit | 462K | 626K | 617K | 570K | 630K | 773K | 712K | 557K | 354K | 279K |
| Changes in operating assets and liabilities: | ||||||||||
Accounts receivable, net | 0 | -1.64M | 29K | -837K | -644K | -21K | -515K | -479K | -204K | -134K |
Inventories | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accounts payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash generated by operating activities | 15.43M | 21.73M | 20.15M | 46.56M | 8.12M | 8.98M | 6.84M | 6.37M | 6.31M | 5.02M |
Investing activities | ||||||||||
Purchases Of Investments | -114.36M | -116.56M | -200.46M | -240.26M | -164.44M | -83.74M | -154.62M | -162.20M | -73.95M | -37.41M |
Investments In Property Plant And Equipment | -1.96M | -5.20M | -1.21M | -1.26M | -3.59M | -5.69M | -1.97M | -1.36M | -2.63M | -2.36M |
Acquisitions Net | 0 | 1.23M | -9.41M | -81.16M | -162.06M | -42.48M | -90.71M | -62.73M | -225K | -46.99M |
Cash generated by investing activities | -54.78M | -131.16M | -69.95M | -149.22M | -162.81M | -52.02M | -133.94M | -121.45M | -61.48M | -64.47M |
Financing activities | ||||||||||
Common Stock Issued | 623K | 14.10M | 6.86M | 3.90M | 4.19M | 6.59M | -605K | -826K | 1.03M | 24.91M |
Payments for dividends | -2.18M | -2.03M | -1.60M | -1.41M | -1.23M | -1.02M | -884K | -915K | -739K | -378K |
Repurchases of common stock | 0 | 0 | -6.86M | -3.90M | 0 | 43.89M | 135.26M | -14.75M | 71.76M | 35.49M |
Repayments of term debt | 59.60M | 38.89M | -35.96M | -30.97M | -24.83M | -2M | 14.88M | -3.53M | 15.33M | -5.85M |
Cash used in financing activities | 52.80M | 107.56M | 43.48M | 125.96M | 148.53M | 47.36M | 126.67M | 122.26M | 59.06M | 54.23M |
Net Change In Cash | 13.45M | -1.86M | -6.31M | 23.30M | -6.15M | 4.32M | -428K | 7.17M | 3.88M | -5.21M |
Cash at end of period | 48.73M | 35.28M | 37.14M | 43.46M | 20.16M | 26.31M | 21.99M | 22.41M | 15.24M | 11.35M |
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