Upstart Holdings, Inc. โ NASDAQ:UPST
Founder-led company
Upstart Holdings stock price today
$60.7
-7.28
-10.71%
Financial Health
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Market open
Closed in about 5 hours
Upstart Holdings stock price monthly change
+150.76%
month
Upstart Holdings stock price quarterly change
+150.76%
quarter
Upstart Holdings stock price yearly change
+44.88%
year
Upstart Holdings key metrics
Market Cap | 6.15B |
Enterprise value | 1.14B |
P/E | -13.04 |
EV/Sales | 1.36 |
EV/EBITDA | -13.66 |
Price/Sales | 1.74 |
Price/Book | 2.18 |
PEG ratio | 0.11 |
EPS | -2.06 |
Revenue | 536.12M |
EBITDA | -170.27M |
Income | -175.47M |
Revenue Q/Q | 24.15% |
Revenue Y/Y | -16.89% |
Profit margin | -12.9% |
Oper. margin | -13.52% |
Gross margin | 45.75% |
EBIT margin | -13.52% |
EBITDA margin | -31.76% |
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Sign up for freeUpstart Holdings stock price history
Upstart Holdings stock forecast
Upstart Holdings financial statements
Average Price Target
$59.33
Potential downside: -2.25%
Analysts Price target
Financials & Ratios estimates
| Jun 2023 | 133.45M | -28.16M | -21.1% |
|---|---|---|---|
| Sep 2023 | 134.55M | -40.31M | -29.96% |
| Dec 2023 | 140.31M | -42.39M | -30.22% |
| Mar 2024 | 127.79M | -64.59M | -50.55% |
| Jun 2023 | 1763712000 | 1.12B | 63.82% |
|---|---|---|---|
| Sep 2023 | 2001779000 | 1.36B | 67.99% |
| Dec 2023 | 2017100000 | 1.38B | 68.5% |
| Mar 2024 | 1927667000 | 1.31B | 68.21% |
| Jun 2023 | 162.37M | -38.49M | -65.85M |
|---|---|---|---|
| Sep 2023 | -103.43M | -24.21M | 232.78M |
| Dec 2023 | -143.71M | -29.89M | 26.36M |
| Mar 2024 | 52.62M | -37.54M | -43.71M |
Upstart Holdings alternative data
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The Best Personal Loans for Bad Credit
Bad credit is often reflected as a low credit score, typically under 580 on a scale of 300 to 850.
| Aug 2023 | 0.419 | 0.182 | 0.123 | 0.113 | 0.085 | 0.052 | 0.023 |
|---|---|---|---|---|---|---|---|
| Sep 2023 | 0.430 | 0.178 | 0.111 | 0.116 | 0.086 | 0.053 | 0.023 |
| Oct 2023 | 0.417 | 0.194 | 0.108 | 0.112 | 0.095 | 0.051 | 0.018 |
| Nov 2023 | 0.437 | 0.188 | 0.110 | 0.096 | 0.088 | 0.061 | 0.016 |
| Dec 2023 | 0.386 | 0.201 | 0.128 | 0.104 | 0.095 | 0.066 | 0.017 |
| Jan 2024 | 0.470 | 0.147 | 0.107 | 0.104 | 0.088 | 0.066 | 0.014 |
| Feb 2024 | 0.354 | 0.135 | 0.087 | 0.078 | 0.282 | 0.050 | 0.010 |
| Mar 2024 | 0.392 | 0.149 | 0.108 | 0.087 | 0.188 | 0.064 | 0.009 |
| Apr 2024 | 0.432 | 0.153 | 0.120 | 0.095 | 0.111 | 0.073 | 0.013 |
| May 2024 | 0.388 | 0.163 | 0.130 | 0.085 | 0.157 | 0.066 | 0.007 |
| Jun 2024 | 0.377 | 0.222 | 0.173 | 0.068 | 0.104 | 0.049 | 0.004 |
| Jul 2024 | 0.400 | 0.207 | 0.141 | 0.088 | 0.096 | 0.060 | 0.004 |
| Aug 2024 | 0.429 | 0.165 | 0.125 | 0.094 | 0.103 | 0.074 | 0.006 |
| Sep 2024 | 0.421 | 0.175 | 0.143 | 0.092 | 0.094 | 0.067 | 0.005 |
| Oct 2024 | 0.415 | 0.190 | 0.144 | 0.091 | 0.076 | 0.075 | 0.005 |
| Nov 2024 | 0.421 | 0.226 | 0.131 | 0.076 | 0.074 | 0.062 | 0.007 |
| Dec 2024 | 0.406 | 0.246 | 0.121 | 0.073 | 0.085 | 0.060 | 0.006 |
| Jan 2025 | 0.436 | 0.177 | 0.127 | 0.093 | 0.085 | 0.072 | 0.007 |
| Feb 2025 | 0.415 | 0.193 | 0.137 | 0.090 | 0.083 | 0.070 | 0.008 |
| Mar 2025 | 0.441 | 0.182 | 0.119 | 0.096 | 0.087 | 0.065 | 0.007 |
| Apr 2025 | 0.433 | 0.200 | 0.117 | 0.094 | 0.082 | 0.064 | 0.007 |
| May 2025 | 0.465 | 0.195 | 0.104 | 0.084 | 0.076 | 0.065 | 0.006 |
Upstart Holdings Social Media Accounts
What are followers?
-0.41%
month
| May 2025 | 40977 |
|---|---|
| Jul 2025 | 40744 |
| Aug 2025 | 40579 |
Upstart
| 11 Jun 2023 | 14 | 1 | 1 |
|---|---|---|---|
| 18 Jun 2023 | 14 | 2 | 1 |
| 25 Jun 2023 | 13 | 1 | 2 |
| 2 Jul 2023 | 13 | 2 | 2 |
| 9 Jul 2023 | 15 | 2 | 2 |
| 16 Jul 2023 | 13 | 1 | 1 |
| 23 Jul 2023 | 13 | 1 | 2 |
| 30 Jul 2023 | 13 | 2 | 2 |
| 6 Aug 2023 | 13 | 2 | 1 |
| 13 Aug 2023 | 13 | 2 | 1 |
| 20 Aug 2023 | 12 | 1 | 2 |
| 27 Aug 2023 | 14 | 2 | 2 |
| 3 Sep 2023 | 13 | 2 | 2 |
| 10 Sep 2023 | 12 | 2 | 1 |
| 17 Sep 2023 | 14 | 2 | 2 |
| 24 Sep 2023 | 16 | 2 | 2 |
| 1 Oct 2023 | 26 | 2 | 2 |
| 8 Oct 2023 | 25 | 1 | 1 |
| 15 Oct 2023 | 17 | 2 | 1 |
| 22 Oct 2023 | 18 | 2 | 2 |
Upstart Products
| 26 Feb 2023 | 2 | 4 | 36 | 3 | 77 |
|---|---|---|---|---|---|
| 5 Mar 2023 | 1 | 4 | 39 | 4 | 71 |
| 12 Mar 2023 | 1 | 4 | 39 | 4 | 80 |
| 19 Mar 2023 | 1 | 5 | 35 | 3 | 67 |
| 26 Mar 2023 | 1 | 4 | 35 | 3 | 70 |
| 2 Apr 2023 | 1 | 5 | 38 | 4 | 71 |
| 9 Apr 2023 | 1 | 5 | 39 | 3 | 75 |
| 16 Apr 2023 | 1 | 4 | 37 | 3 | 74 |
| 23 Apr 2023 | 1 | 5 | 36 | 3 | 74 |
| 30 Apr 2023 | 2 | 4 | 35 | 3 | 71 |
| 7 May 2023 | 1 | 3 | 37 | 3 | 73 |
| 14 May 2023 | 1 | 4 | 37 | 3 | 73 |
| 21 May 2023 | 1 | 4 | 35 | 3 | 81 |
| 28 May 2023 | 1 | 3 | 31 | 2 | 64 |
| 4 Jun 2023 | 1 | 4 | 36 | 4 | 73 |
| 11 Jun 2023 | 1 | 3 | 35 | 3 | 72 |
| 18 Jun 2023 | 1 | 3 | 31 | 3 | 70 |
| 25 Jun 2023 | 1 | 4 | 27 | 3 | 54 |
| 2 Jul 2023 | 2 | 3 | 26 | 3 | 54 |
| 9 Jul 2023 | 1 | 4 | 32 | 4 | 61 |
Numbers represent search interest relative to the highest point on the chart for the given region and time.
A value of 100 is the peak popularity for the term.
A value of 50 means that the term is half as popular.
A score of 0 means there was not enough data for this term.
What is job openings count?
| Sep 2023 | 41 |
|---|---|
| Oct 2023 | 36 |
| Nov 2023 | 43 |
| Dec 2023 | 40 |
| Jan 2024 | 36 |
| Feb 2024 | 46 |
| Apr 2024 | 35 |
| May 2024 | 32 |
| Jun 2024 | 24 |
| Jul 2024 | 27 |
| Sep 2023 | 1,875 |
|---|---|
| Oct 2023 | 1,875 |
| Nov 2023 | 1,875 |
| Dec 2023 | 1,875 |
| Jan 2024 | 1,875 |
| Feb 2024 | 1,875 |
| Mar 2024 | 1,388 |
| Apr 2024 | 1,388 |
| May 2024 | 1,388 |
| Jun 2024 | 1,388 |
| Jul 2024 | 1,388 |
Upstart Holdings other data
37.95%
-3.20%
of UPST is owned by hedgeย funds
318
-155
36.22M
-2.77M
shares is hold by hedgeย funds
What is insider trading?
| Period | Buy | Sel |
|---|---|---|
| Jan 2024 | 0 | 69250 |
| Feb 2024 | 0 | 75721 |
| Mar 2024 | 0 | 34500 |
| Apr 2024 | 0 | 60000 |
| May 2024 | 0 | 124993 |
| Jun 2024 | 0 | 22000 |
| Jul 2024 | 0 | 7000 |
| Oct 2024 | 0 | 133500 |
| Nov 2024 | 0 | 309530 |
| Dec 2024 | 0 | 217159 |
| Transaction | Date | Insider | Security | Shares | Price per share | Total value | Source |
|---|---|---|---|---|---|---|---|
Option | MIRGORODSKAYA NATALIA officer: See Remarks | Common Stock | 3,500 | $1.35 | $4,725 | ||
Option | MIRGORODSKAYA NATALIA officer: See Remarks | Employee Stock Option (Right to buy) | 3,500 | $1.35 | $4,725 | ||
Option | GIROUARD DAVE director, 10 percent owner, off.. | Employee Stock Option (Right to buy) | 41,667 | $0.83 | $34,584 | ||
Option | GIROUARD DAVE director, 10 percent owner, off.. | Common Stock | 41,667 | $0.83 | $34,584 | ||
Sale | GIROUARD DAVE director, 10 percent owner, off.. | Common Stock | 3,374 | $81.7 | $275,669 | ||
Sale | GIROUARD DAVE director, 10 percent owner, off.. | Common Stock | 21,434 | $83.01 | $1,779,236 | ||
Sale | GIROUARD DAVE director, 10 percent owner, off.. | Common Stock | 14,123 | $83.81 | $1,183,578 | ||
Sale | GIROUARD DAVE director, 10 percent owner, off.. | Common Stock | 2,736 | $84.7 | $231,745 | ||
Option | GU PAUL director, officer.. | Common Stock | 40,226 | $1.17 | $47,064 | ||
Sale | GU PAUL director, officer.. | Common Stock | 35,876 | $75.37 | $2,703,938 |
| Quarter | Transcript |
|---|---|
| Q1 2024 7 May 2024 | Q1 2024 Earnings Call Transcript |
| Q4 2023 13 Feb 2024 | Q4 2023 Earnings Call Transcript |
| Q3 2023 7 Nov 2023 | Q3 2023 Earnings Call Transcript |
| Q2 2023 8 Aug 2023 | Q2 2023 Earnings Call Transcript |
| Insider | Compensation |
|---|---|
Mr. David J. Girouard (1966) Co-Founder, Pres, Chief Executive Officer & Chairperson of the Board | $733,670 |
| Mr. Paul Gu (1991) Co-Founder, Senior Vice President of Product & Data Science and Director | $722,000 |
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What's the price of Upstart Holdings stock today?
One share of Upstart Holdings stock can currently be purchased for approximately $60.7.
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When is Upstart Holdings's next earnings date?
Unfortunately, Upstart Holdings's (UPST) next earnings date is currently unknown.
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Does Upstart Holdings pay dividends?
No, Upstart Holdings does not pay dividends.
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How much money does Upstart Holdings make?
Upstart Holdings has a market capitalization of 6.15B and it's past yearsโ income statements indicate that its last revenue has decreased compared to the previous period by 39.81% to 513.56M US dollars.
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What is Upstart Holdings's stock symbol?
Upstart Holdings, Inc. is traded on the NASDAQ under the ticker symbol "UPST".
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What is Upstart Holdings's primary industry?
Company operates in the Financial Services sector and Financial - Credit Services industry.
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How do i buy shares of Upstart Holdings?
Shares of Upstart Holdings can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
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Who are Upstart Holdings's key executives?
Upstart Holdings's management team includes the following people:
- Mr. David J. Girouard Co-Founder, Pres, Chief Executive Officer & Chairperson of the Board(age: 59, pay: $733,670)
- Mr. Paul Gu Co-Founder, Senior Vice President of Product & Data Science and Director(age: 34, pay: $722,000)
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Is Upstart Holdings founder-led company?
Yes, Upstart Holdings is a company led by its founders Mr. David J. Girouard and Mr. Paul Gu.
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How many employees does Upstart Holdings have?
As Jul 2024, Upstart Holdings employs 1,388 workers.
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When Upstart Holdings went public?
Upstart Holdings, Inc. is publicly traded company for more then 4 years since IPO on 16 Dec 2020.
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What is Upstart Holdings's official website?
The official website for Upstart Holdings is upstart.com.
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Where are Upstart Holdings's headquarters?
Upstart Holdings is headquartered at 2950 South Delaware Street, San Mateo, CA.
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How can i contact Upstart Holdings?
Upstart Holdings's mailing address is 2950 South Delaware Street, San Mateo, CA and company can be reached via phone at +65 02041000.
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What is Upstart Holdings stock forecast & price target?
Based on 3 Wall Street analysts` predicted price targets for Upstart Holdings in the last 12 months, the avarage price target is $59.33. The average price target represents a -2.25% change from the last price of $60.7.
Upstart Holdings company profile:
Upstart Holdings, Inc.
upstart.comExchange:
NASDAQ
Full time employees:
1,388
Industry:
Financial - Credit Services
Sector:
Financial Services
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
2950 South Delaware Street
San Mateo, CA 94403
San Mateo, CA 94403
CIK: 0001647639
ISIN: US91680M1071
CUSIP: 91680M107
