Next earnings date: 14 Oct 2025

Discover Financial Services – NYSE:DFS

Add to watchlist

$200.05

+25.45

+14.58%

Market open

Closed in about 6 hours

+32.99%

month

+32.99%

quarter

+55.56%

year

Market Cap	43.33B
Enterprise value	51.25B

P/E	13.73
EV/Sales	2.43
EV/EBITDA	19.32
Price/Sales	2.08
Price/Book	2.53
PEG ratio	-13.41
EPS	8.77

Revenue	19.18B
EBITDA	2.12B
Income	2.28B
Revenue Q/Q	51.10%
Revenue Y/Y	35.24%

Profit margin	15.19%
Oper. margin	39.28%
Gross margin	100%
EBIT margin	39.28%
EBITDA margin	11.08%

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Forward ratios (Analysts estimates)

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Discover Financial Services Stock Forecast

M Q Y

Last Year

$161

Potential downside: -19.52%

Analysts Price target
Financials & Ratios estimates

Discover Financial Services (NYSE:DFS): Profit margin
Jun 2023	3.87B	901M	23.23%
Sep 2023	4.04B	683M	16.89%
Dec 2023	5.59B	388M	6.93%
Mar 2024	5.67B	308M	5.43%

Discover Financial Services (NYSE:DFS): Earnings per share (EPS)
2024-10-16	3.42	3.69

Discover Financial Services (NYSE:DFS): Payout ratio
Payout ratio	18.14%

Discover Financial Services (NYSE:DFS): Dividend Yield
2019	2.11%
2020	2.07%
2021	1.83%
2022	2.59%
2023	2.63%

Discover Financial Services (NYSE:DFS): Debt to assets
Jun 2023	138082000000	20.27B	14.68%
Sep 2023	143432000000	19.46B	13.57%
Dec 2023	151609000000	136.78B	90.22%
Mar 2024	152689000000	137.96B	90.36%

Discover Financial Services (NYSE:DFS): Cash Flow
Jun 2023	1.50B	-7.60B	4.57B
Sep 2023	2.38B	-5.83B	4.03B
Dec 2023	2.87B	-6.82B	6.44B
Mar 2024	1.84B	358M	514M

Discover Financial Services alternative data

Share of Search

What is Share of Search?

What is Share of Search?

Share of search represents the amount of searches for Discover Financial Services on the internet. Expressed in percentage terms, the metric compares search volumes of Discover Financial Services and its competitors in the same industry collected on a monthly basis. When cumulated, the future market share of Discover Financial Services can be easily yet precisely predicted. This information may significantly improve your short-term investment strategy.

How is Share of Search calculated?

We count the number of Google searches for the brand and divide it by the sum of searches for all brands in the same industry.

🎓 Academy: Share of Search: A Powerful Tool for Your Investment Strategy

Discover Card Competitors

Discover Financial Services (NYSE:DFS): Share of Search
Aug 2023	0.571	0.316	0.082	0.019	0.010
Sep 2023	0.566	0.306	0.091	0.023	0.012
Oct 2023	0.570	0.303	0.090	0.022	0.012
Nov 2023	0.581	0.296	0.087	0.022	0.012
Dec 2023	0.593	0.250	0.124	0.020	0.010
Jan 2024	0.540	0.291	0.135	0.020	0.012
Feb 2024	0.527	0.293	0.145	0.021	0.011
Mar 2024	0.573	0.260	0.130	0.021	0.012
Apr 2024	0.568	0.261	0.129	0.027	0.012
May 2024	0.533	0.286	0.142	0.023	0.014
Jun 2024	0.574	0.223	0.168	0.024	0.010
Jul 2024	0.506	0.234	0.216	0.029	0.012
Aug 2024	0.522	0.263	0.166	0.034	0.013
Sep 2024	0.601	0.181	0.190	0.017	0.009
Oct 2024	0.454	0.260	0.242	0.030	0.012
Nov 2024	0.507	0.272	0.157	0.049	0.013
Dec 2024	0.512	0.281	0.127	0.064	0.013
Jan 2025	0.506	0.291	0.150	0.033	0.017
Feb 2025	0.527	0.293	0.124	0.040	0.014
Mar 2025	0.519	0.296	0.136	0.033	0.014
Apr 2025	0.512	0.288	0.147	0.037	0.014
May 2025	0.509	0.291	0.148	0.036	0.014

Discover Financial Services (NYSE:DFS): Google Play Rank
Aug 2023	27
Sep 2023	25
Oct 2023	36
Nov 2023	33
Dec 2023	34
Jan 2024	41
Feb 2024	48
Mar 2024	49
Apr 2024	44
May 2024	49
Jun 2024	48

Discover Financial Services (NYSE:DFS): App Store Rank
Aug 2023	204
Sep 2023	217
Oct 2023	222
Nov 2023	220
Dec 2023	292
Jan 2024	236
Feb 2024	251
Mar 2024	321
Apr 2024	262
May 2024	249
Jun 2024	285

Social Media

🎓 Academy: How impactful can social media data be in investment decisions

Discover Financial Services Social Media Accounts

Discover Financial Services (NYSE:DFS): Followers count
May 2025	100086
Jul 2025	101353
Aug 2025	101488

Google Trends

Competitors

Discover Financial Services (NYSE:DFS): Google Trends - Competitors
12 Feb 2023	52	3	90	14	12
19 Feb 2023	52	3	80	13	11
26 Feb 2023	51	3	76	13	11
5 Mar 2023	50	3	79	13	10
12 Mar 2023	51	4	84	14	11
19 Mar 2023	0	3	80	14	11
26 Mar 2023	51	3	76	13	11
2 Apr 2023	53	3	76	13	9
9 Apr 2023	50	3	82	14	10
16 Apr 2023	49	3	79	13	10
23 Apr 2023	49	3	79	13	9
30 Apr 2023	47	3	73	13	9
7 May 2023	50	3	74	13	9
14 May 2023	44	3	72	13	10
21 May 2023	47	3	77	14	10
28 May 2023	50	3	82	14	10
4 Jun 2023	46	3	82	14	10
11 Jun 2023	47	3	85	16	11
18 Jun 2023	46	3	84	15	10
25 Jun 2023	49	3	86	15	11

Discover Financial

Discover Financial Services (NYSE:DFS): Google Trends - Discover Financial
12 Feb 2023	72
19 Feb 2023	81
26 Feb 2023	62
5 Mar 2023	62
12 Mar 2023	49
19 Mar 2023	56
26 Mar 2023	57
2 Apr 2023	58
9 Apr 2023	55
16 Apr 2023	62
23 Apr 2023	55
30 Apr 2023	45
7 May 2023	71
14 May 2023	47
21 May 2023	44
28 May 2023	56
4 Jun 2023	44
11 Jun 2023	54
18 Jun 2023	46
25 Jun 2023	45

Discover Financial Products

Discover Financial Services (NYSE:DFS): Google Trends - Discover Financial Products
12 Feb 2023	10	9	20
19 Feb 2023	10	10	20
26 Feb 2023	10	9	20
5 Mar 2023	10	8	20
12 Mar 2023	10	8	20
19 Mar 2023	11	7	20
26 Mar 2023	10	8	19
2 Apr 2023	9	7	18
9 Apr 2023	11	7	18
16 Apr 2023	10	7	18
23 Apr 2023	10	6	17
30 Apr 2023	10	6	18
7 May 2023	9	6	16
14 May 2023	10	6	16
21 May 2023	9	8	16
28 May 2023	9	8	16
4 Jun 2023	8	6	15
11 Jun 2023	9	8	17
18 Jun 2023	9	7	16
25 Jun 2023	10	7	16

Numbers represent search interest relative to the highest point on the chart for the given region and time.

A value of 100 is the peak popularity for the term.
A value of 50 means that the term is half as popular.
A score of 0 means there was not enough data for this term.

Discover Financial Services
Job Openings

Discover Financial Services (NYSE:DFS): Job openings
Aug 2023	469
Sep 2023	439
Oct 2023	388
Nov 2023	433
Dec 2023	364
Jan 2024	341
Feb 2024	432
Apr 2024	455
May 2024	443
Jun 2024	465
Jul 2024	497
Dec 2024	316
Jan 2025	326
Feb 2025	249
May 2025	265
Jul 2025	120
Aug 2025	123

Discover Financial Services
Employees

Discover Financial Services (NYSE:DFS): Employee count
Aug 2023	20,200
Sep 2023	20,200
Oct 2023	20,200
Nov 2023	20,200
Dec 2023	20,200
Jan 2024	20,200
Feb 2024	20,200
Mar 2024	21,100
Apr 2024	21,100
May 2024	21,100
Jun 2024	21,100
Jul 2024	21,100

Discover Financial Services
Hedge Funds Holdings Q1 2022

77.58% -4.08%

of DFS is owned by hedge funds

910 -41

hedge funds hold DFS stock

232.73M -10.60M

shares is hold by hedge funds

DFS hedge funds holdings changes

Discover Financial Services
Insider Trading

Discover Financial Services (NYSE:DFS): Insider trades (number of shares)
Period	Buy	Sel
Feb 2023	0	7000
Mar 2023	0	13477
Jan 2024	0	35191

Transaction	Date	Insider	Security	Shares	Price per share	Total value
Sale	26 Jan 2024	GREENE JOHN officer: EVP, Chi..	Common Stock	35,191	$106.51	$3,748,193
Sale	3 Mar 2023	EICHFELD ROBERT ANDREW officer: EVP - Chief HR & Admin Off.. officer: EVP - Chief HR & Admin..	Common Stock	13,477	$114.18	$1,538,804
Sale	2 Feb 2023	MINETTI CARLOS officer: EVP, Pre..	Common Stock	7,000	$118	$826,000
Sale	1 Feb 2023	MINETTI CARLOS officer: EVP, Pre..	Common Stock	7,000	$115.65	$809,550
Sale	7 Dec 2022	MOSKOW MICHAEL H director director	Common Stock	1,291	$105.1	$135,684
Sale	15 Feb 2022	KOLSKY SHIFRA officer: SVP, Con..	Common Stock	800	$127	$101,600
Sale	15 Feb 2022	GREENE JOHN officer: EVP, Chi..	Common Stock	4,443	$127.95	$568,464
Sale	9 Feb 2022	CAPOZZI DANIEL PETER officer: EVP, President - US Cards officer: EVP, President - US Ca..	Common Stock	8,649	$124.59	$1,077,579
Sale	26 Oct 2021	GLASSMAN CYNTHIA A director director	Common Stock	3,200	$123.93	$396,576
Sale	25 Oct 2021	MINETTI CARLOS officer: EVP, Pre..	Common Stock	22,000	$123.68	$2,720,938

DFS insider trading transactions

Discover Financial Services
Patents

Status	Patent	Filling date	Issue date
Application	Application SYSTEM AND METHOD FOR UTILIZING GROUPED PARTIAL DEPENDENCE PLOTS AND GAME-THEORETIC CONCEPTS AND THEIR EXTENSIONS IN THE GENERATION OF ADVERSE ACTION REASON CODES Filling date: 17 May 2021 Issue date: 9 Dec 2021	17 May 2021	9 Dec 2021
Application	Application SYSTEM AND METHOD FOR MITIGATING BIAS IN CLASSIFICATION SCORES GENERATED BY MACHINE LEARNING MODELS Filling date: 3 Jun 2020 Issue date: 9 Dec 2021	3 Jun 2020	9 Dec 2021
Application	Application SYSTEM AND METHOD FOR UTILIZING GROUPED PARTIAL DEPENDENCE PLOTS AND SHAPLEY ADDITIVE EXPLANATIONS IN THE GENERATION OF ADVERSE ACTION REASON CODES Filling date: 6 May 2020 Issue date: 11 Nov 2021	6 May 2020	11 Nov 2021
Application	Application PAYMENTS FEDERATED DIRECTORY Filling date: 26 Sep 2019 Issue date: 1 Apr 2021	26 Sep 2019	1 Apr 2021
Application	Application MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, AND CARD LIFE CYCLE MANAGEMENT SYSTEMS AND METHODS Filling date: 26 Apr 2019 Issue date: 29 Oct 2020	26 Apr 2019	29 Oct 2020
Application	Application GENERATING GRADIENT BOOSTING MACHINE MODEL REASON CODES Filling date: 3 Jan 2019 Issue date: 9 Jul 2020	3 Jan 2019	9 Jul 2020

DFS patents

Discover Financial Services
Earnings Call Transcripts

Quarter	Transcript
Q1 2024 18 Apr 2024	Q1 2024 Earnings Call Transcript
Q4 2023 18 Jan 2024	Q4 2023 Earnings Call Transcript
Q3 2023 19 Oct 2023	Q3 2023 Earnings Call Transcript
Q2 2023 20 Jul 2023	Q2 2023 Earnings Call Transcript

DFS earnings call transcripts

Discover Financial Services
Executives

Insider	Age	Compensation
Mr. Roger Crosby Hochschild (1965) Chief Executive Officer, Pres & Director	60	$2,960,000
Mr. Carlos M. Minetti (1963) Executive Vice President & Pres of Consumer Banking	62	$1,680,000
Ms. Diane E. Offereins (1958) Executive Vice President & Pres of Payment Services	67	$1,610,000
Mr. John Thomas Greene (1966) Executive Vice President & Chief Financial Officer	59	$1,600,000

Discover Financial Services
Latest News

Thursday, 26 December 2024
16:15	Discover Financial Services Announces Fourth Quarter 2024 Earnings Release on January 22, 2025, and Conference Call on January 23, 2025	businesswire.com
Wednesday, 25 December 2024
10:46	Here's Why Discover (DFS) is a Strong Value Stock	zacks.com
Tuesday, 24 December 2024
06:00	Capital One - Discover Merger A Done Deal?	forbes.com
Saturday, 21 December 2024
09:30	Our Top 10 Dividend Growth Stocks - December 2024	seekingalpha.com
Thursday, 19 December 2024
11:27	Capital One: Delaware's Approval Moves Discover Acquisition Closer to Completion	pymnts.com
Tuesday, 17 December 2024
16:15	Capital One and Discover Announce Special Meetings of Stockholders to Be Held on February 18, 2025	businesswire.com
Wednesday, 11 December 2024
06:06	Discover Survey: Save More, Earn More and Spend Less Are Top 2025 Financial Resolutions for American Consumers	businesswire.com
Monday, 9 December 2024
10:46	Why Discover (DFS) is a Top Value Stock for the Long-Term	zacks.com
Tuesday, 3 December 2024
10:55	Why Discover (DFS) is a Top Momentum Stock for the Long-Term	zacks.com
Monday, 25 November 2024
18:06	Discover Financial Services Receives NYSE Notice Regarding Filing of Form 10-Q for the Fiscal Quarter Ended September 30, 2024 and Announces Decision to Restate Certain Prior Period Financial Statements	businesswire.com
Monday, 18 November 2024
12:00	Discover Financial Unites With Telered, Enhances Payment Acceptance	zacks.com
Friday, 15 November 2024
12:36	Discover (DFS) Up 15.5% Since Last Earnings Report: Can It Continue?	zacks.com
08:00	Telered and Discover® Global Network Sign Strategic Alliance, Increasing Acceptance for Cardholders	businesswire.com
Wednesday, 6 November 2024
15:25	Shares of Companies with Big Merger Plans Jump After Trump Election	investopedia.com
11:23	12 Stocks Win Big From Trump's White House Victory	investors.com
Monday, 28 October 2024
12:00	Discover® Global Network Study: Slow Payments and Fraud Prevention Are Pivotal Growth Opportunities in Consumer and Merchants Segments	businesswire.com
Friday, 25 October 2024
16:04	Discover Financial Services: Well-Positioned If The Acquisition Fails	seekingalpha.com
13:39	Discover Manages To Hit A New High Amid Capitol One Takeover Talks	investors.com
Wednesday, 23 October 2024
18:44	New York Investigating Proposed Capital One-Discover Deal	pymnts.com
12:50	New York probing whether Capital One-Discover merger violates antitrust law	reuters.com
Thursday, 17 October 2024
21:16	3 Mobile Payments Stocks Worth a Closer Look	zacks.com
15:29	Discover CFO: Cautious Consumers Cause Slide in Card Volume	pymnts.com
11:40	Discover Financial's Q3 Earnings Beat on Interest Income Spike	zacks.com
10:45	Discover (DFS) is a Top-Ranked Value Stock: Should You Buy?	zacks.com
08:59	Discover Financial Services (DFS) Q3 2024 Earnings Call Transcript	seekingalpha.com
Wednesday, 16 October 2024
19:43	Discover Financial, SEC Working to Resolve Misclassification Matter	wsj.com
19:01	Discover (DFS) Reports Q3 Earnings: What Key Metrics Have to Say	zacks.com
18:26	Discover (DFS) Tops Q3 Earnings and Revenue Estimates	zacks.com
17:08	Discover Financial quarterly profit jumps on robust interest income, lower provisions	reuters.com
16:22	Discover Financial Services Reports Third Quarter 2024 Net Income of $965 Million or $3.69 Per Diluted Share	businesswire.com

Ideas & Opinions

Seeking Alpha 8 Jan 2025

Discover Financial: Strong Fundamentals And Strategic Outlook
Seeking Alpha 3 Apr 2024

Capitalizing On Capital One: Potential Merger Arb Returns With Discover Acquisition
Seeking Alpha 2 Apr 2024

American Express: Growing And Returning Shareholder Value
Seeking Alpha 6 Feb 2024

Visa Shines In Q1 2024: Why I Think It's A Real GARP Opportunity
Seeking Alpha 17 Jan 2024

Credit Card Growth Continues To Benefit Discover Financial
Seeking Alpha 8 Dec 2023

My 2023 Buy Rated Articles Beat The S&P 500 By Over 5%. My Current Top 5 Picks
Seeking Alpha 17 Aug 2023

Our Banks Are Sick And We Are Watching A Slow-Motion Train Wreck
Seeking Alpha 16 Aug 2023

Discover Financial: CEO Departure And FDIC Probe Beginning (Rating Downgrade)
Seeking Alpha 20 Jul 2023

Discover Financial: Don't Panic
Seeking Alpha 27 Jun 2023

Discover Financial: Steady Growth With Some Risks

Frequently Asked Questions (FAQ)

What's the price of Discover Financial Services stock today?

One share of Discover Financial Services stock can currently be purchased for approximately $200.05.
When is Discover Financial Services's next earnings date?

Discover Financial Services is estimated to report earnings on Tuesday, 14 Oct 2025.
Does Discover Financial Services pay dividends?

Yes, Discover Financial Services pays dividends and its trailing 12-month yield is 1.6% with 18% payout ratio. The last Discover Financial Services stock dividend of $0.5 was paid on 3 Mar 2022.
How much money does Discover Financial Services make?

Discover Financial Services has a market capitalization of 43.33B and it's past years’ income statements indicate that its last revenue has decreased compared to the previous period by 26.21% to 9.84B US dollars. Discover Financial Services earned 2.94B US dollars in net income (profit) last year or $3.69 on an earnings per share basis.
What is Discover Financial Services's stock symbol?

Discover Financial Services is traded on the NYSE under the ticker symbol "DFS".
What is Discover Financial Services's primary industry?

Company operates in the Financial Services sector and Financial - Credit Services industry.
How do i buy shares of Discover Financial Services?

Shares of Discover Financial Services can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are Discover Financial Services's key executives?
Discover Financial Services's management team includes the following people:
- Mr. Roger Crosby Hochschild Chief Executive Officer, Pres & Director(age: 60, pay: $2,960,000)
- Mr. Carlos M. Minetti Executive Vice President & Pres of Consumer Banking(age: 62, pay: $1,680,000)
- Ms. Diane E. Offereins Executive Vice President & Pres of Payment Services(age: 67, pay: $1,610,000)
- Mr. John Thomas Greene Executive Vice President & Chief Financial Officer(age: 59, pay: $1,600,000)
How many employees does Discover Financial Services have?

As Jul 2024, Discover Financial Services employs 21,100 workers.
When Discover Financial Services went public?

Discover Financial Services is publicly traded company for more then 18 years since IPO on 14 Jun 2007.
What is Discover Financial Services's official website?

The official website for Discover Financial Services is discover.com.
Where are Discover Financial Services's headquarters?

Discover Financial Services is headquartered at 2500 Lake Cook Road, Riverwoods, IL.
How can i contact Discover Financial Services?

Discover Financial Services's mailing address is 2500 Lake Cook Road, Riverwoods, IL and company can be reached via phone at +224 4050900.
What is Discover Financial Services stock forecast & price target?

Based on 1 Wall Street analysts` predicted price targets for Discover Financial Services in the last 12 months, the avarage price target is $161. The average price target represents a -19.52% change from the last price of $200.05.

Discover Financial Services

discover.com

Exchange:

NYSE

Full time employees:

21,100

Industry:

Financial - Credit Services

Sector:

Financial Services

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

+224 4050900

2500 Lake Cook Road
Riverwoods, IL 60015

CIK: 0001393612
ISIN: US2547091080
CUSIP: 254709108