| Utility: Customer-level lifetime value Filling date: 30 Oct 2025 Issue date: 2 Aug 2022 | 7 Sep 2018 | 2 Aug 2022 |
| Utility: Ranking similar users based on values and personal journeys Filling date: 30 Oct 2025 Issue date: 26 Jul 2022 | 12 Dec 2018 | 26 Jul 2022 |
| Utility: Real-time anomaly detection Filling date: 30 Oct 2025 Issue date: 19 Jul 2022 | 20 Jul 2020 | 19 Jul 2022 |
| Utility: System and method for perpetual rekeying of various data columns with a frequency and encryption strength based on the sensitivity of the data columns Filling date: 30 Oct 2025 Issue date: 19 Jul 2022 | 17 Jan 2017 | 19 Jul 2022 |
| Utility: System and method for nearest neighbor-based bank account number validation Filling date: 30 Oct 2025 Issue date: 12 Jul 2022 | 1 Nov 2019 | 12 Jul 2022 |
| Utility: System and method for generating explanations for tax calculations Filling date: 30 Oct 2025 Issue date: 12 Jul 2022 | 19 Dec 2018 | 12 Jul 2022 |
| Utility: Systems and methods for crash analysis using code version history Filling date: 30 Oct 2025 Issue date: 5 Jul 2022 | 28 Apr 2021 | 5 Jul 2022 |
| Utility: Method and system for detecting fraudulent transactions using a fraud detection model trained based on dynamic time segments Filling date: 30 Oct 2025 Issue date: 5 Jul 2022 | 7 Apr 2020 | 5 Jul 2022 |
| Utility: Method and system for privacy-protected execution of a workflow in a software application using encrypted inputs Filling date: 30 Oct 2025 Issue date: 5 Jul 2022 | 25 Jul 2019 | 5 Jul 2022 |
| Utility: Privacy preserving oracle Filling date: 30 Oct 2025 Issue date: 5 Jul 2022 | 31 May 2019 | 5 Jul 2022 |
| Utility: Disambiguation of massive graph databases Filling date: 30 Oct 2025 Issue date: 5 Jul 2022 | 8 Feb 2019 | 5 Jul 2022 |
| Utility: Finite rank deep kernel learning for robust time series forecasting and regression Filling date: 30 Oct 2025 Issue date: 5 Jul 2022 | 6 Dec 2018 | 5 Jul 2022 |
| Utility: System and method for targeted data gathering for tax preparation Filling date: 30 Oct 2025 Issue date: 5 Jul 2022 | 13 Nov 2018 | 5 Jul 2022 |
| Utility: System and method to augment electronic documents with externally produced metadata to improve processing Filling date: 30 Oct 2025 Issue date: 28 Jun 2022 | 12 Feb 2019 | 28 Jun 2022 |
| Utility: Adjusting content presentation based on paralinguistic information Filling date: 30 Oct 2025 Issue date: 28 Jun 2022 | 27 Oct 2016 | 28 Jun 2022 |
| Utility: Region proposal networks for automated bounding box detection and text segmentation Filling date: 30 Oct 2025 Issue date: 21 Jun 2022 | 29 Jul 2019 | 21 Jun 2022 |
| Utility: System and method for reliable extraction and mapping of data to and from customer forms Filling date: 30 Oct 2025 Issue date: 7 Jun 2022 | 6 Nov 2020 | 7 Jun 2022 |
| Utility: Method and system for granting permissions to parties within an organization Filling date: 30 Oct 2025 Issue date: 7 Jun 2022 | 18 Mar 2020 | 7 Jun 2022 |
| Utility: Generating self-support metrics based on paralinguistic information Filling date: 30 Oct 2025 Issue date: 7 Jun 2022 | 12 Feb 2020 | 7 Jun 2022 |
| Utility: Methods systems and articles of manufacture for using a predictive model to determine tax topics which are relevant to a taxpayer in preparing an electronic tax return Filling date: 30 Oct 2025 Issue date: 7 Jun 2022 | 11 Sep 2014 | 7 Jun 2022 |
| Utility: Encoder with double decoder machine learning models Filling date: 30 Oct 2025 Issue date: 31 May 2022 | 24 Jul 2020 | 31 May 2022 |
| Utility: Integrated system to distribute and execute complex applications Filling date: 30 Oct 2025 Issue date: 31 May 2022 | 29 Jun 2020 | 31 May 2022 |
| Utility: System and method for automatic suggestion and or correcting of search keywords Filling date: 30 Oct 2025 Issue date: 31 May 2022 | 30 Apr 2020 | 31 May 2022 |
| Utility: Methods, systems and computer program products for masking tax data during collaborative tax return preparation Filling date: 30 Oct 2025 Issue date: 31 May 2022 | 10 Oct 2019 | 31 May 2022 |
| Utility: Custom report builder Filling date: 30 Oct 2025 Issue date: 24 May 2022 | 1 Jul 2021 | 24 May 2022 |
| Utility: Knowledge engine auto-generation of guided flow experience Filling date: 30 Oct 2025 Issue date: 24 May 2022 | 27 Apr 2021 | 24 May 2022 |
| Utility: Integrating automatic speech recognition and community question answering Filling date: 30 Oct 2025 Issue date: 24 May 2022 | 16 Apr 2020 | 24 May 2022 |
| Utility: Oracle-aided protocol for compact data storage for applications using computations over fully homomorphic encrypted data Filling date: 30 Oct 2025 Issue date: 24 May 2022 | 6 Feb 2020 | 24 May 2022 |
| Utility: Domain specific natural language understanding of customer intent in self-help Filling date: 30 Oct 2025 Issue date: 17 May 2022 | 22 Apr 2020 | 17 May 2022 |
| Utility: Composite user identities in distributed computing systems Filling date: 30 Oct 2025 Issue date: 17 May 2022 | 20 Apr 2020 | 17 May 2022 |
| Utility: Determining aberrant members of a homogenous cluster of systems using external monitors Filling date: 30 Oct 2025 Issue date: 17 May 2022 | 22 Jul 2019 | 17 May 2022 |
| Utility: Question prioritization in community-driven question-and-answer systems Filling date: 30 Oct 2025 Issue date: 17 May 2022 | 17 Jun 2019 | 17 May 2022 |
| Utility: System to convert natural-language financial questions into database queries Filling date: 30 Oct 2025 Issue date: 17 May 2022 | 28 Oct 2016 | 17 May 2022 |
| Utility: Financial management using augmented reality systems Filling date: 30 Oct 2025 Issue date: 10 May 2022 | 18 Feb 2014 | 10 May 2022 |
| Utility: Multi-channel hybrid models for efficient routing Filling date: 30 Oct 2025 Issue date: 3 May 2022 | 29 Jul 2021 | 3 May 2022 |
| Utility: System and method for providing global tag suggestions based on user information and transaction data Filling date: 30 Oct 2025 Issue date: 3 May 2022 | 30 Apr 2020 | 3 May 2022 |
| Utility: System and method for providing additonal monthly income by capitalizing expected annual tax refund to monthly payments and or predicting accurate tax withholdings for certain taxpayers Filling date: 30 Oct 2025 Issue date: 3 May 2022 | 28 Apr 2020 | 3 May 2022 |
| Utility: System and method to enable payment using mark generation and mobile device Filling date: 30 Oct 2025 Issue date: 3 May 2022 | 30 Aug 2019 | 3 May 2022 |
| Utility: System and method for detecting unseen overdraft transaction events Filling date: 30 Oct 2025 Issue date: 3 May 2022 | 3 Jun 2019 | 3 May 2022 |
| Utility: System and method for labeling machine learning inputs Filling date: 30 Oct 2025 Issue date: 3 May 2022 | 26 Sep 2018 | 3 May 2022 |
| Utility: Deployment and customization of applications at the widget level Filling date: 30 Oct 2025 Issue date: 26 Apr 2022 | 24 Jun 2020 | 26 Apr 2022 |
| Utility: Action recommendation engine Filling date: 30 Oct 2025 Issue date: 26 Apr 2022 | 29 May 2020 | 26 Apr 2022 |
| Utility: System, method and user interface for determining an employee's labor cost rate Filling date: 30 Oct 2025 Issue date: 26 Apr 2022 | 28 Jan 2020 | 26 Apr 2022 |
| Utility: Systems and methods for initial inventory template generation for accounting platforms Filling date: 30 Oct 2025 Issue date: 26 Apr 2022 | 2 Jan 2020 | 26 Apr 2022 |
| Utility: User interface for tag management Filling date: 30 Oct 2025 Issue date: 26 Apr 2022 | 30 Dec 2019 | 26 Apr 2022 |
| Utility: Bias prediction and categorization in financial tools Filling date: 30 Oct 2025 Issue date: 26 Apr 2022 | 3 Jun 2019 | 26 Apr 2022 |
| Utility: System and method for providing and maintaining irrefutable proof of the building, testing, deployment and release of software Filling date: 30 Oct 2025 Issue date: 26 Apr 2022 | 1 May 2019 | 26 Apr 2022 |
| Utility: Hierarchical optimization for processing objectives sequentially and/or iteratively Filling date: 30 Oct 2025 Issue date: 19 Apr 2022 | 7 Jul 2020 | 19 Apr 2022 |
| Utility: User interface for time entry Filling date: 30 Oct 2025 Issue date: 19 Apr 2022 | 23 Mar 2020 | 19 Apr 2022 |
| Utility: Personalized help using user behavior and information Filling date: 30 Oct 2025 Issue date: 19 Apr 2022 | 8 Jul 2019 | 19 Apr 2022 |
