| Utility: Method and system for identity and credential protection and verification via blockchain Filling date: 9 Sep 2025 Issue date: 13 Jul 2021 | 1 Nov 2019 | 13 Jul 2021 |
| Utility: Method and system for quantum-resistant hashing scheme Filling date: 9 Sep 2025 Issue date: 13 Jul 2021 | 9 Nov 2018 | 13 Jul 2021 |
| Utility: Method and system for dynamic license plate numbers Filling date: 9 Sep 2025 Issue date: 13 Jul 2021 | 31 Oct 2018 | 13 Jul 2021 |
| Utility: Server and method for hosting a ledger Filling date: 9 Sep 2025 Issue date: 13 Jul 2021 | 22 Oct 2018 | 13 Jul 2021 |
| Utility: Computer-implemented methods, systems comprising computer-readable media, and electronic devices for propagating access to assets across a plurality of datasources Filling date: 9 Sep 2025 Issue date: 13 Jul 2021 | 10 Oct 2018 | 13 Jul 2021 |
| Utility: Systems and methods for processing off-network transaction messages Filling date: 9 Sep 2025 Issue date: 13 Jul 2021 | 30 Jul 2018 | 13 Jul 2021 |
| Utility: Systems and methods for triggering location-based mobile device events using geo-fencing Filling date: 9 Sep 2025 Issue date: 6 Jul 2021 | 22 Nov 2019 | 6 Jul 2021 |
| Utility: Method and system for geofencing Filling date: 9 Sep 2025 Issue date: 6 Jul 2021 | 17 Jul 2019 | 6 Jul 2021 |
| Utility: Merchant data cleansing in clearing record Filling date: 9 Sep 2025 Issue date: 6 Jul 2021 | 30 Nov 2018 | 6 Jul 2021 |
| Utility: Computing devices and methods for propagating updates to user profile data Filling date: 9 Sep 2025 Issue date: 6 Jul 2021 | 25 Oct 2018 | 6 Jul 2021 |
| Utility: Systems and methods for providing an indication of local sales tax rates to a user Filling date: 9 Sep 2025 Issue date: 6 Jul 2021 | 29 Jan 2018 | 6 Jul 2021 |
| Utility: Electronic chip for storing plurality of linked accounts Filling date: 9 Sep 2025 Issue date: 6 Jul 2021 | 12 May 2017 | 6 Jul 2021 |
| Utility: Use of mobile network operator data and/or scores in decision-making on requests for payment credential provisioning for mobile devices Filling date: 9 Sep 2025 Issue date: 29 Jun 2021 | 6 Jan 2020 | 29 Jun 2021 |
| Utility: Offer and acceptance matching to obtain physical cash Filling date: 9 Sep 2025 Issue date: 29 Jun 2021 | 25 Sep 2018 | 29 Jun 2021 |
| Utility: Method and system for state associated device identification for digital payments using blockchain technology Filling date: 9 Sep 2025 Issue date: 22 Jun 2021 | 22 Jan 2019 | 22 Jun 2021 |
| Utility: Predicting queries using neural networks Filling date: 9 Sep 2025 Issue date: 22 Jun 2021 | 24 Aug 2018 | 22 Jun 2021 |
| Utility: Systems and methods for use in certifying interactions with hosted services Filling date: 9 Sep 2025 Issue date: 22 Jun 2021 | 19 Dec 2017 | 22 Jun 2021 |
| Utility: ACH transaction authentication systems and methods Filling date: 9 Sep 2025 Issue date: 22 Jun 2021 | 7 Nov 2017 | 22 Jun 2021 |
| Utility: System and method for setting a hot product alert on transaction data Filling date: 9 Sep 2025 Issue date: 15 Jun 2021 | 3 Jun 2019 | 15 Jun 2021 |
| Utility: Multi-merchant portal for e-commerce Filling date: 9 Sep 2025 Issue date: 15 Jun 2021 | 8 Dec 2017 | 15 Jun 2021 |
| Utility: Determining implicit transaction consent based on biometric data and associated context data Filling date: 9 Sep 2025 Issue date: 15 Jun 2021 | 8 Nov 2017 | 15 Jun 2021 |
| Utility: System and method for preventing multiple refunds and chargebacks Filling date: 9 Sep 2025 Issue date: 15 Jun 2021 | 15 Sep 2017 | 15 Jun 2021 |
| Utility: Method and system for real-time measurement of campaign effectiveness Filling date: 9 Sep 2025 Issue date: 15 Jun 2021 | 4 Oct 2016 | 15 Jun 2021 |
| Utility: Method and system for secure device based biometric authentication scheme Filling date: 9 Sep 2025 Issue date: 15 Jun 2021 | 22 Aug 2016 | 15 Jun 2021 |
| Utility: Systems and methods for customer service access to a consumer interface system Filling date: 9 Sep 2025 Issue date: 15 Jun 2021 | 12 Jun 2014 | 15 Jun 2021 |
| Utility: Method and system for processing cash-withdrawal transactions Filling date: 9 Sep 2025 Issue date: 8 Jun 2021 | 19 Dec 2019 | 8 Jun 2021 |
| Utility: Methods, systems and computer program products for contactless payments Filling date: 9 Sep 2025 Issue date: 8 Jun 2021 | 16 Apr 2019 | 8 Jun 2021 |
| Utility: Method and system for blockchain wallet dynamic private key Filling date: 9 Sep 2025 Issue date: 8 Jun 2021 | 4 Feb 2019 | 8 Jun 2021 |
| Utility: Systems and methods for providing anonymized transaction data to third-parties Filling date: 9 Sep 2025 Issue date: 8 Jun 2021 | 30 Apr 2014 | 8 Jun 2021 |
| Utility: Workflow integration Filling date: 9 Sep 2025 Issue date: 1 Jun 2021 | 22 Apr 2019 | 1 Jun 2021 |
| Utility: Method and system for two factor authentication for blockchain transactions Filling date: 9 Sep 2025 Issue date: 1 Jun 2021 | 31 Dec 2018 | 1 Jun 2021 |
| Utility: Adaptive payment card system and process Filling date: 9 Sep 2025 Issue date: 1 Jun 2021 | 15 May 2018 | 1 Jun 2021 |
| Utility: Privacy-compliant analysis of health by transaction data Filling date: 9 Sep 2025 Issue date: 1 Jun 2021 | 21 Jul 2017 | 1 Jun 2021 |
| Utility: Systems, methods and computer program products for OTP based authorization of electronic payment transactions Filling date: 9 Sep 2025 Issue date: 25 May 2021 | 12 Dec 2018 | 25 May 2021 |
| Utility: Systems and methods for processing an access request Filling date: 9 Sep 2025 Issue date: 25 May 2021 | 4 Apr 2018 | 25 May 2021 |
| Utility: Systems and methods for identifying fraudulent common point of purchases Filling date: 9 Sep 2025 Issue date: 25 May 2021 | 15 Dec 2017 | 25 May 2021 |
| Utility: Method and system for emotional intelligence via virtual reality and biometrics Filling date: 9 Sep 2025 Issue date: 25 May 2021 | 24 Oct 2017 | 25 May 2021 |
| Utility: System and methods for enhanced authorization of prepaid cards Filling date: 9 Sep 2025 Issue date: 25 May 2021 | 21 Dec 2016 | 25 May 2021 |
| Utility: Systems and methods for using an internet of things device presence to authenticate a cardholder for a financial transaction Filling date: 9 Sep 2025 Issue date: 25 May 2021 | 30 Jul 2015 | 25 May 2021 |
| Utility: Method and system for identifying merchants selling ransomware Filling date: 9 Sep 2025 Issue date: 25 May 2021 | 4 Dec 2014 | 25 May 2021 |
| Utility: Intelligent mobile payment system and method Filling date: 9 Sep 2025 Issue date: 18 May 2021 | 19 Jul 2019 | 18 May 2021 |
| Utility: Methods and apparatus for managing access to file content Filling date: 9 Sep 2025 Issue date: 18 May 2021 | 28 Sep 2017 | 18 May 2021 |
| Utility: Method and system for effecting a payment transaction Filling date: 9 Sep 2025 Issue date: 18 May 2021 | 8 Nov 2016 | 18 May 2021 |
| Utility: Systems and methods related to configurations for mobile communication device security Filling date: 9 Sep 2025 Issue date: 11 May 2021 | 2 Jan 2020 | 11 May 2021 |
| Utility: Systems and methods for use in loading data from backup databases to task databases Filling date: 9 Sep 2025 Issue date: 11 May 2021 | 21 Dec 2017 | 11 May 2021 |
| Utility: Systems and methods for use in initiating payment account transactions to acquirers Filling date: 9 Sep 2025 Issue date: 11 May 2021 | 7 Mar 2017 | 11 May 2021 |
| Utility: System and method for assembling a shared shopping cart Filling date: 9 Sep 2025 Issue date: 4 May 2021 | 9 Nov 2018 | 4 May 2021 |
| Utility: Systems and methods for use in analyzing declined payment account transactions Filling date: 9 Sep 2025 Issue date: 4 May 2021 | 23 Aug 2016 | 4 May 2021 |
| Utility: Method and system for contactless withdrawal from an ATM Filling date: 9 Sep 2025 Issue date: 27 Apr 2021 | 10 May 2019 | 27 Apr 2021 |
| Utility: Systems and methods for a payment card with multiple funding sources Filling date: 9 Sep 2025 Issue date: 27 Apr 2021 | 18 Jan 2019 | 27 Apr 2021 |
