| Utility: Application capacity forecasting Filling date: 8 Sep 2025 Issue date: 20 Sep 2022 | 31 Jul 2020 | 20 Sep 2022 |
| Utility: Systems and methods for secure communication Filling date: 8 Sep 2025 Issue date: 20 Sep 2022 | 16 Apr 2020 | 20 Sep 2022 |
| Utility: Systems and methods for use in facilitating network transactions Filling date: 8 Sep 2025 Issue date: 20 Sep 2022 | 27 Feb 2020 | 20 Sep 2022 |
| Utility: Online authentication Filling date: 8 Sep 2025 Issue date: 20 Sep 2022 | 11 Nov 2019 | 20 Sep 2022 |
| Utility: Method and system for authenticating users Filling date: 8 Sep 2025 Issue date: 20 Sep 2022 | 7 Nov 2019 | 20 Sep 2022 |
| Utility: Systems and methods for secure provisioning of data using secure tokens Filling date: 8 Sep 2025 Issue date: 20 Sep 2022 | 4 Oct 2019 | 20 Sep 2022 |
| Utility: Systems and methods for use in facilitating verified deliveries Filling date: 8 Sep 2025 Issue date: 20 Sep 2022 | 16 Jul 2019 | 20 Sep 2022 |
| Utility: Methods and systems for displaying health status of a payment card Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 9 Jul 2021 | 13 Sep 2022 |
| Utility: Method and system for efficient distribution of configuration data utilizing permissioned blockchain technology Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 9 Jul 2020 | 13 Sep 2022 |
| Utility: Method and system for providing validated, auditable, and immutable inputs to a smart contract Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 9 Jun 2020 | 13 Sep 2022 |
| Utility: Systems and methods for use in validating artifacts for deployment Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 20 Apr 2020 | 13 Sep 2022 |
| Utility: Method and system for blockchain transaction confirmation for small merchants Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 6 Jan 2020 | 13 Sep 2022 |
| Utility: Method and system for identification of shared devices for fraud modeling Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 2 Jan 2020 | 13 Sep 2022 |
| Utility: Hybrid clustered prediction computer modeling Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 22 Nov 2019 | 13 Sep 2022 |
| Utility: Computer system and computer-implemented method for processing an electronic commerce transaction using a network Filling date: 8 Sep 2025 Issue date: 13 Sep 2022 | 5 Sep 2019 | 13 Sep 2022 |
| Utility: Method for generating an access code to an event Filling date: 8 Sep 2025 Issue date: 6 Sep 2022 | 11 Sep 2020 | 6 Sep 2022 |
| Utility: Computer-implemented methods, systems comprising computer-readable media, and electronic devices for secure multi-datasource query job status notification Filling date: 8 Sep 2025 Issue date: 6 Sep 2022 | 11 Aug 2020 | 6 Sep 2022 |
| Utility: Privacy filter for internet-of-things (IOT) devices Filling date: 8 Sep 2025 Issue date: 6 Sep 2022 | 7 May 2020 | 6 Sep 2022 |
| Utility: Method and system for optimization of blockchain data storage Filling date: 8 Sep 2025 Issue date: 6 Sep 2022 | 19 Dec 2019 | 6 Sep 2022 |
| Utility: System and method for linking encrypted records Filling date: 8 Sep 2025 Issue date: 6 Sep 2022 | 24 May 2019 | 6 Sep 2022 |
| Utility: Systems and methods for coordinating virtual wallet defaults Filling date: 8 Sep 2025 Issue date: 6 Sep 2022 | 27 Sep 2017 | 6 Sep 2022 |
| Utility: Systems and methods for tokenization of personally identifiable information (PII) and personal health information (PHI) Filling date: 8 Sep 2025 Issue date: 30 Aug 2022 | 22 Jul 2020 | 30 Aug 2022 |
| Utility: Systems and methods for authenticating a requestor at an ATM Filling date: 8 Sep 2025 Issue date: 30 Aug 2022 | 21 Oct 2019 | 30 Aug 2022 |
| Utility: Delivery of information services to personal devices Filling date: 8 Sep 2025 Issue date: 30 Aug 2022 | 21 Oct 2019 | 30 Aug 2022 |
| Utility: Method and system for distribution of a consistent ledger across multiple blockchains Filling date: 8 Sep 2025 Issue date: 30 Aug 2022 | 20 Sep 2019 | 30 Aug 2022 |
| Utility: Methods, systems and computer program products for transaction authentication Filling date: 8 Sep 2025 Issue date: 30 Aug 2022 | 25 Jul 2019 | 30 Aug 2022 |
| Utility: System and method of facilitating cash transactions at an ATM system without an ATM card using mobile Filling date: 8 Sep 2025 Issue date: 23 Aug 2022 | 5 Nov 2020 | 23 Aug 2022 |
| Utility: Systems and methods for bill payment using transaction cards within a financial institution payment platform Filling date: 8 Sep 2025 Issue date: 23 Aug 2022 | 29 Oct 2020 | 23 Aug 2022 |
| Utility: Methods and systems for optimizing configuration of a recommendation platform Filling date: 8 Sep 2025 Issue date: 23 Aug 2022 | 15 May 2020 | 23 Aug 2022 |
| Utility: Rules engine for applying rules from a reviewing network to signals from an originating network Filling date: 8 Sep 2025 Issue date: 23 Aug 2022 | 28 Jun 2019 | 23 Aug 2022 |
| Utility: Method and system for securing transactions by check using blockchain technology Filling date: 8 Sep 2025 Issue date: 23 Aug 2022 | 2 May 2018 | 23 Aug 2022 |
| Utility: System and methods for enhanced approval of a payment transaction Filling date: 8 Sep 2025 Issue date: 23 Aug 2022 | 13 May 2015 | 23 Aug 2022 |
| Utility: Systems and methods for managing transactions for a merchant Filling date: 8 Sep 2025 Issue date: 16 Aug 2022 | 27 Nov 2019 | 16 Aug 2022 |
| Utility: Methods, systems, and computer readable media for electronically facilitating streaming payments Filling date: 8 Sep 2025 Issue date: 16 Aug 2022 | 26 Nov 2019 | 16 Aug 2022 |
| Utility: Systems and methods for locating merchant terminals based on transaction data Filling date: 8 Sep 2025 Issue date: 16 Aug 2022 | 29 Oct 2019 | 16 Aug 2022 |
| Utility: Systems, methods and computer program products for securing OTPS Filling date: 8 Sep 2025 Issue date: 9 Aug 2022 | 3 Sep 2020 | 9 Aug 2022 |
| Utility: Systems and methods for message tracking using real-time normalized scoring Filling date: 8 Sep 2025 Issue date: 9 Aug 2022 | 1 Apr 2020 | 9 Aug 2022 |
| Utility: Methods and systems for verification of operations of computer terminals and processing networks Filling date: 8 Sep 2025 Issue date: 9 Aug 2022 | 31 Dec 2019 | 9 Aug 2022 |
| Utility: Method and system for facilitating e-commerce transactions Filling date: 8 Sep 2025 Issue date: 9 Aug 2022 | 23 May 2019 | 9 Aug 2022 |
| Utility: Systems and methods for cross-border ATM fraud detection Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 12 Apr 2021 | 2 Aug 2022 |
| Utility: Methods and systems for securing and utilizing a personal data store on a mobile device Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 10 Jul 2020 | 2 Aug 2022 |
| Utility: Method and system for recording point to point transaction processing Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 8 Apr 2020 | 2 Aug 2022 |
| Utility: Generating a virtualized stub service using deep learning for testing a software module Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 21 Nov 2019 | 2 Aug 2022 |
| Utility: System and methods for performing a disability-assisted transaction Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 24 Oct 2019 | 2 Aug 2022 |
| Utility: Systems and methods for pre-authenticating a user of a payment card over a network Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 3 Jan 2017 | 2 Aug 2022 |
| Utility: Controlling access to data resources on high latency networks Filling date: 8 Sep 2025 Issue date: 26 Jul 2022 | 28 Dec 2020 | 26 Jul 2022 |
| Utility: Method and system for double anonymization of data Filling date: 8 Sep 2025 Issue date: 26 Jul 2022 | 11 Aug 2020 | 26 Jul 2022 |
| Utility: Data analysis systems and methods for identifying recurring payment programs Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 31 Aug 2020 | 19 Jul 2022 |
| Utility: Method and system for facilitating reuse or recycling of packing bags Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 23 Apr 2020 | 19 Jul 2022 |
| Utility: User verification for credential device Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 6 Mar 2020 | 19 Jul 2022 |
