| Utility: Systems and Methods for Use in Approving Transactions, Based on Biometric Data Filling date: 8 Sep 2025 Issue date: 8 Sep 2022 | 26 May 2022 | 8 Sep 2022 |
| Utility: COMPROMISED DATA SOURCE DETECTOR AND METHOD Filling date: 8 Sep 2025 Issue date: 8 Sep 2022 | 23 May 2022 | 8 Sep 2022 |
| Utility: METHOD AND SYSTEM FOR ESTABLISHING A DISTRIBUTED NETWORK WITHOUT A CENTRALIZED DIRECTORY Filling date: 8 Sep 2025 Issue date: 8 Sep 2022 | 5 Mar 2021 | 8 Sep 2022 |
| Utility: METHOD AND SYSTEM FOR THE ATOMIC EXCHANGE OF BLOCKCHAIN ASSETS USING TRANSIENT KEY PAIRS Filling date: 8 Sep 2025 Issue date: 8 Sep 2022 | 4 Mar 2021 | 8 Sep 2022 |
| Utility: CONTACTLESS PAYMENT TECHNOLOGY WITH PAYMENT CARD NETWORK TO OPEN BANKING NETWORK CONVERSION Filling date: 8 Sep 2025 Issue date: 8 Sep 2022 | 2 Mar 2021 | 8 Sep 2022 |
| Utility: METHOD AND SYSTEM OF IMPLEMENTING PARTITIONED BLOCKCHAIN Filling date: 8 Sep 2025 Issue date: 8 Sep 2022 | 2 Mar 2021 | 8 Sep 2022 |
| Utility: DYNAMIC SECURITY CODE AUTHORIZATION VERIFICATION SERVICE Filling date: 8 Sep 2025 Issue date: 1 Sep 2022 | 23 May 2022 | 1 Sep 2022 |
| Utility: METHOD AND SYSTEM FOR GROUPING OF BLOCKCHAIN NODES Filling date: 8 Sep 2025 Issue date: 1 Sep 2022 | 20 May 2022 | 1 Sep 2022 |
| Utility: METHODS, SYSTEMS AND COMPUTER PROGRAM PRODUCTS FOR PREPAYMENT TOWARDS GOODS OR SERVICES AT POINT-OF-SALE TERMINALS Filling date: 8 Sep 2025 Issue date: 1 Sep 2022 | 17 Jul 2020 | 1 Sep 2022 |
| Utility: METHODS AND APPARATUS FOR AUTHORIZING AUTOMATED TELLER MACHINE TRANSACTIONS USING BIOMETRIC DATA Filling date: 8 Sep 2025 Issue date: 25 Aug 2022 | 12 May 2022 | 25 Aug 2022 |
| Utility: Systems and Methods for Use in Transferring Funds Between Payment Accounts Filling date: 8 Sep 2025 Issue date: 18 Aug 2022 | 9 May 2022 | 18 Aug 2022 |
| Utility: SYSTEM AND METHOD FOR SECURELY TRANSACTING OVER A LANDLINE Filling date: 8 Sep 2025 Issue date: 18 Aug 2022 | 2 May 2022 | 18 Aug 2022 |
| Utility: ARTIFICIAL INTELLIGENCE BASED PRODUCT RECOMMENDATION METHODS AND SYSTEMS FOR ENHANCING APPROVALS OF PAYMENT PROCESSING REQUESTS Filling date: 8 Sep 2025 Issue date: 18 Aug 2022 | 17 Feb 2022 | 18 Aug 2022 |
| Utility: DETECTING MONEY LAUNDERING ACTIVITIES USING DRIFT IN A TRAINED SIAMESE NEURAL NETWORK Filling date: 8 Sep 2025 Issue date: 11 Aug 2022 | 8 Feb 2021 | 11 Aug 2022 |
| Utility: SYSTEMS AND METHODS FOR IDENTIFYING SYNTHETIC IDENTITIES ASSOCIATED WITH NETWORK COMMUNICATIONS Filling date: 8 Sep 2025 Issue date: 4 Aug 2022 | 18 Apr 2022 | 4 Aug 2022 |
| Utility: METHOD AND SYSTEM FOR SECURE AUTHENTICATION OF USER AND MOBILE DEVICE WITHOUT SECURE ELEMENTS Filling date: 8 Sep 2025 Issue date: 4 Aug 2022 | 13 Apr 2022 | 4 Aug 2022 |
| Utility: AUDIENCE RECOMMENDATION USING NODE SIMILARITY IN COMBINED CONTEXTUAL GRAPH EMBEDDINGS Filling date: 8 Sep 2025 Issue date: 4 Aug 2022 | 1 Feb 2021 | 4 Aug 2022 |
| Utility: METHOD AND SYSTEM FOR FACILITATING ELECTRONIC TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 21 Jul 2022 | 7 Apr 2022 | 21 Jul 2022 |
| Utility: METHOD AND SYSTEM FOR OPTIMIZING TRANSACTION FLOW FOR BLOCKCHAIN MINING AND CONFIRMATION Filling date: 8 Sep 2025 Issue date: 21 Jul 2022 | 6 Apr 2022 | 21 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR EFFECTIVELY ANONYMIZING CONSUMER TRANSACTION DATA Filling date: 8 Sep 2025 Issue date: 21 Jul 2022 | 24 Mar 2022 | 21 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR BRIDGING TRANSACTIONS BETWEEN EFT PAYMENT NETWORKS AND PAYMENT CARD NETWORKS Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 30 Mar 2022 | 14 Jul 2022 |
| Utility: METHOD AND SYSTEM FOR TRANSACTION AUTHORIZATION VIA CONTROLLED BLOCKCHAIN Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 28 Mar 2022 | 14 Jul 2022 |
| Utility: METHODS AND SYSTEMS FOR PROVIDING A DECISION MAKING PLATFORM Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 14 Mar 2022 | 14 Jul 2022 |
| Utility: CONTENT COMMUNICATIONS SYSTEM WITH CONVERSATION-TO-TOPIC MICROTREND MAPPING Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 13 May 2021 | 14 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN AUTHENTICATING CONSUMERS IN CONNECTION WITH PAYMENT ACCOUNT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 28 Mar 2022 | 7 Jul 2022 |
| Utility: METHOD AND SYSTEM FOR MULTI-ACCOUNT CHECK PROCESSING VIA BLOCKCHAIN Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 25 Mar 2022 | 7 Jul 2022 |
| Utility: NEURAL NETWORK LEARNING FOR THE PREVENTION OF FALSE POSITIVE AUTHORIZATIONS Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 25 Mar 2022 | 7 Jul 2022 |
| Utility: ARTIFICIAL INTELLIGENCE BASED METHODS AND SYSTEMS FOR FACILITATING PAYMENT AUTHORIZATIONS IN AUTONOMOUS VEHICLES Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 4 Jan 2022 | 7 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR IDENTIFYING FULL ACCOUNT NUMBERS FROM PARTIAL ACCOUNT NUMBERS Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: METHODS AND SYSTEMS FOR REWARDING RECYCLING OF CONTAINERS AND COLLECTING CONTAINER METRICS Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: SYSTEMS AND METHODS FOR SECURING DATA USING A TOKEN Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: MULTI-NETWORK TOKENIZATION SYSTEMS AND METHODS Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: SYSTEMS AND METHODS FOR AUTOMATED FIREWALL PROVISIONING FOR VIRTUAL MACHINES Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 29 Dec 2020 | 30 Jun 2022 |
| Utility: SYSTEM ARCHITECTURE AND DATABASE FOR CONTEXT-BASED AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 16 Jun 2022 | 4 Mar 2022 | 16 Jun 2022 |
| Utility: CARDHOLDER SELECTED CARD VALIDATION CODE FOR CARD-NOT-PRESENT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 16 Jun 2022 | 3 Mar 2022 | 16 Jun 2022 |
| Utility: FACILITATING PAYMENTS IN AN EXTENDED REALITY SYSTEM BASED ON BEHAVIORAL BIOMETRICS Filling date: 8 Sep 2025 Issue date: 16 Jun 2022 | 10 Dec 2021 | 16 Jun 2022 |
| Utility: ACCELERATED VIRTUAL CARD PAYMENTS IN B2B TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 16 Jun 2022 | 12 Nov 2021 | 16 Jun 2022 |
| Utility: ADJUSTABLE AIRFLOW DUCT Filling date: 8 Sep 2025 Issue date: 9 Jun 2022 | 9 Dec 2021 | 9 Jun 2022 |
| Utility: MANAGING SOFTWARE PATCHES BASED ON AUTOMATED RULE-BASED ANALYSIS AND TESTING Filling date: 8 Sep 2025 Issue date: 9 Jun 2022 | 8 Dec 2021 | 9 Jun 2022 |
| Utility: DATABASE QUERY INTERFACE EXTENSION FOR MACHINE LEARNING ALGORITHMS IN BUSINESS INTELLIGENCE APPLICATIONS Filling date: 8 Sep 2025 Issue date: 2 Jun 2022 | 30 Nov 2021 | 2 Jun 2022 |
| Utility: TRANSPARENT INTEGRATION OF MACHINE LEARNING ALGORITHMS IN A COMMON LANGUAGE RUNTIME ENVIRONMENT Filling date: 8 Sep 2025 Issue date: 2 Jun 2022 | 30 Nov 2021 | 2 Jun 2022 |
| Utility: METHOD AND SYSTEM FOR GENERATING CRYPTOGRAMS FOR VALIDATION IN A WEBSERVICE ENVIRONMENT Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 3 Feb 2022 | 19 May 2022 |
| Utility: SYSTEMS AND METHODS FOR PROVISIONING BIOMETRIC IMAGE TEMPLATES TO DEVICES FOR USE IN USER AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 31 Jan 2022 | 19 May 2022 |
| Utility: PRIMARY ACCOUNT NUMBER (PAN) LENGTH ISSUER IDENTIFIER IN PAYMENT ACCOUNT NUMBER DATA FIELD OF A TRANSACTION AUTHORIZATION REQUEST MESSAGE Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 28 Jan 2022 | 19 May 2022 |
| Utility: EXTRA SECURITY ELEMENT ON CARDS TO PROTECT AGAINST FRAUD Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 19 Nov 2021 | 19 May 2022 |
| Utility: OFFLINE COIN PROTOCOL Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 4 Nov 2021 | 19 May 2022 |
| Utility: SECURE AND FLEXIBLE PIPELINE MANAGEMENT TOOL Filling date: 8 Sep 2025 Issue date: 12 May 2022 | 24 Jan 2022 | 12 May 2022 |
| Utility: TRI-PARTY PROCESS FLOW FOR CONTROL TRIALS ANALYTICS Filling date: 8 Sep 2025 Issue date: 12 May 2022 | 11 Nov 2021 | 12 May 2022 |
| Utility: AUTOMATICALLY MANAGING A MESH NETWORK BASED ON DYNAMICALLY SELF-CONFIGURING NODE DEVICES Filling date: 8 Sep 2025 Issue date: 12 May 2022 | 10 Nov 2021 | 12 May 2022 |
| Utility: METHOD AND SYSTEM FOR AN EFFICIENT CONSENSUS MECHANISM FOR PERMISSIONED BLOCKCHAINS USING AUDIT GUARANTEES Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 20 Jan 2022 | 5 May 2022 |