| Utility: CLASSIFYING ORGANIZATIONS BASED ON TRANSACTIONAL DATA ASSOCIATED WITH THE ORGANIZATIONS Filling date: 30 Oct 2025 Issue date: 30 Dec 2021 | 30 Jun 2020 | 30 Dec 2021 |
| Utility: MINIMIZING REGRET THROUGH ACTIVE LEARNING FOR TRANSACTION CATEGORIZATION Filling date: 30 Oct 2025 Issue date: 30 Dec 2021 | 26 Jun 2020 | 30 Dec 2021 |
| Utility: SYSTEM AND METHOD FOR PROVIDING BEHAVIORAL-BASED PERSONALIZED NUDGES FOR CREATING SAVINGS GOALS Filling date: 30 Oct 2025 Issue date: 16 Dec 2021 | 10 Jun 2020 | 16 Dec 2021 |
| Utility: SYSTEM AND METHOD FOR INCREASING EFFICIENCY OF GRADIENT DESCENT WHILE TRAINING MACHINE-LEARNING MODELS Filling date: 30 Oct 2025 Issue date: 9 Dec 2021 | 18 Aug 2021 | 9 Dec 2021 |
| Utility: SYSTEM FOR MANAGING TRANSACTIONAL DATA Filling date: 30 Oct 2025 Issue date: 2 Dec 2021 | 13 Aug 2021 | 2 Dec 2021 |
| Utility: GENERATING SENTIMENT ANALYSIS OF CONTENT Filling date: 30 Oct 2025 Issue date: 2 Dec 2021 | 11 Aug 2021 | 2 Dec 2021 |
| Utility: FEATURE MANAGEMENT PLATFORM Filling date: 30 Oct 2025 Issue date: 2 Dec 2021 | 29 May 2020 | 2 Dec 2021 |
| Utility: ACTION RECOMMENDATION ENGINE Filling date: 30 Oct 2025 Issue date: 2 Dec 2021 | 29 May 2020 | 2 Dec 2021 |
| Utility: REAL TIME FAULT TOLERANT STATEFUL FEATURIZATION Filling date: 30 Oct 2025 Issue date: 2 Dec 2021 | 29 May 2020 | 2 Dec 2021 |
| Utility: BATCH TO STREAM PROCESSING IN A FEATURE MANAGEMENT PLATFORM Filling date: 30 Oct 2025 Issue date: 2 Dec 2021 | 29 May 2020 | 2 Dec 2021 |
| Utility: FAST QUERYING OF ENCRYPTED DATA SET Filling date: 30 Oct 2025 Issue date: 2 Dec 2021 | 26 May 2020 | 2 Dec 2021 |
| Utility: METHOD AND SYSTEM FOR PROVIDING PERSONALIZED PRESEARCH FOR USERS OF A DATA MANAGEMENT SYSTEM Filling date: 30 Oct 2025 Issue date: 25 Nov 2021 | 9 Aug 2021 | 25 Nov 2021 |
| Utility: METHOD AND SYSTEM FOR TRAVERSING AN OBJECT GRAPH USING TRAVERSAL CONTEXT OBJECTS Filling date: 30 Oct 2025 Issue date: 25 Nov 2021 | 21 May 2020 | 25 Nov 2021 |
| Utility: AUTOMATIC TRANSACTION-BASED VERIFICATION OF ACCOUNT OWNERSHIP Filling date: 30 Oct 2025 Issue date: 18 Nov 2021 | 28 Jul 2021 | 18 Nov 2021 |
| Utility: SYSTEM AND METHOD FOR RECOGNIZING DOMAIN SPECIFIC NAMED ENTITIES USING DOMAIN SPECIFIC WORD EMBEDDINGS Filling date: 30 Oct 2025 Issue date: 11 Nov 2021 | 20 Jul 2021 | 11 Nov 2021 |
| Utility: SYSTEM AND METHOD FOR IDENTIFYING QUESTIONS OF USERS OF A DATA MANAGEMENT SYSTEM Filling date: 30 Oct 2025 Issue date: 11 Nov 2021 | 19 Jul 2021 | 11 Nov 2021 |
| Utility: SYSTEM AND METHOD FOR PROVIDING GLOBAL TAG SUGGESTIONS BASED ON USER INFORMATION AND TRANSACTION DATA Filling date: 30 Oct 2025 Issue date: 4 Nov 2021 | 30 Apr 2020 | 4 Nov 2021 |
| Utility: AUTHORIZATION SYSTEM USING QUERIES AS AUTHORIZATION RESTRICTIONS Filling date: 30 Oct 2025 Issue date: 4 Nov 2021 | 30 Apr 2020 | 4 Nov 2021 |
| Utility: SYSTEM AND METHOD FOR AUTOMATIC SUGGESTION AND OR CORRECTING OF SEARCH KEYWORDS Filling date: 30 Oct 2025 Issue date: 4 Nov 2021 | 30 Apr 2020 | 4 Nov 2021 |
| Utility: DETERMINING LOCATION BASED ON NEARBY DEVICES Filling date: 30 Oct 2025 Issue date: 4 Nov 2021 | 29 Apr 2020 | 4 Nov 2021 |
| Utility: AUTOMATIC ANONYMOUS VISITOR IDENTITY RESOLUTION USING MACHINE LEARNING Filling date: 30 Oct 2025 Issue date: 4 Nov 2021 | 29 Apr 2020 | 4 Nov 2021 |
| Utility: IDENTIFYING CODE DEPENDENCIES IN WEB APPLICATIONS Filling date: 30 Oct 2025 Issue date: 4 Nov 2021 | 29 Apr 2020 | 4 Nov 2021 |
| Utility: SYSTEM AND METHOD FOR PROVIDING ADDITONAL MONTHLY INCOME BY CAPITALIZING EXPECTED ANNUAL TAX REFUND TO MONTHLY PAYMENTS AND OR PREDICTING ACCURATE TAX WITHHOLDINGS FOR CERTAIN TAXPAYERS Filling date: 30 Oct 2025 Issue date: 28 Oct 2021 | 28 Apr 2020 | 28 Oct 2021 |
| Utility: LOGISTIC RECOMMENDATION ENGINE Filling date: 30 Oct 2025 Issue date: 28 Oct 2021 | 28 Apr 2020 | 28 Oct 2021 |
| Utility: ENRICHED HIGH FIDELITY METRICS Filling date: 30 Oct 2025 Issue date: 28 Oct 2021 | 28 Apr 2020 | 28 Oct 2021 |
| Utility: USING SCENARIOS TO MITIGATE SELLER RISK TO ENTER ONLINE PLATFORMS Filling date: 30 Oct 2025 Issue date: 28 Oct 2021 | 27 Apr 2020 | 28 Oct 2021 |
| Utility: SYSTEM AND METHOD FOR PROVIDING PRIVACY PRESERVING JOINT TAX RETURN FILINGS Filling date: 30 Oct 2025 Issue date: 28 Oct 2021 | 24 Apr 2020 | 28 Oct 2021 |
| Utility: HIERARCHICAL ATTENTION TIME-SERIES (HAT) MODEL FOR BEHAVIOR PREDICTION Filling date: 30 Oct 2025 Issue date: 28 Oct 2021 | 23 Apr 2020 | 28 Oct 2021 |
| Utility: AUTOMATED GENERATION OF EXPLAINABLE MACHINE LEARNING Filling date: 30 Oct 2025 Issue date: 28 Oct 2021 | 22 Apr 2020 | 28 Oct 2021 |
| Utility: INTEGRATING AUTOMATIC SPEECH RECOGNITION AND COMMUNITY QUESTION ANSWERING Filling date: 30 Oct 2025 Issue date: 21 Oct 2021 | 16 Apr 2020 | 21 Oct 2021 |
| Utility: MAPPING NATURAL LANGUAGE UTTERANCES TO OPERATIONS OVER A KNOWLEDGE GRAPH Filling date: 30 Oct 2025 Issue date: 21 Oct 2021 | 15 Apr 2020 | 21 Oct 2021 |
| Utility: METHODS AND SYSTEMS TO CREATE A CONTROLLER IN AN AUGMENTED REALITY (AR) ENVIRONMENT USING ANY PHYSICAL OBJECT Filling date: 30 Oct 2025 Issue date: 7 Oct 2021 | 15 Jun 2021 | 7 Oct 2021 |
| Utility: METHOD AND SYSTEM FOR DETECTING FRAUDULENT TRANSACTIONS USING A FRAUD DETECTION MODEL TRAINED BASED ON DYNAMIC TIME SEGMENTS Filling date: 30 Oct 2025 Issue date: 7 Oct 2021 | 7 Apr 2020 | 7 Oct 2021 |
| Utility: METHODS AND SYSTEMS USING AND CONSTRUCTING MERCHANT COMMUNITIES BASED ON FINANCIAL TRANSACTION DATA Filling date: 30 Oct 2025 Issue date: 7 Oct 2021 | 1 Apr 2020 | 7 Oct 2021 |
| Utility: VALIDATION AS A SERVICE FOR THIRD PARTIES USING HOMOMORPHIC ENCRYPTION Filling date: 30 Oct 2025 Issue date: 30 Sep 2021 | 31 Mar 2020 | 30 Sep 2021 |
| Utility: EXTRACTING CUSTOMER PROBLEM DESCRIPTION FROM CALL TRANSCRIPTS Filling date: 30 Oct 2025 Issue date: 30 Sep 2021 | 31 Mar 2020 | 30 Sep 2021 |
| Utility: METHOD AND SYSTEM FOR PROCESSING TRANSACTIONS BASED ON TRANSACTION ARCHETYPES Filling date: 30 Oct 2025 Issue date: 30 Sep 2021 | 31 Mar 2020 | 30 Sep 2021 |
| Utility: DETERMINING USER SPENDING PROPENSITIES FOR SMART RECOMMENDATIONS Filling date: 30 Oct 2025 Issue date: 30 Sep 2021 | 31 Mar 2020 | 30 Sep 2021 |
| Utility: PRIVACY PRESERVING SYNTHETIC STRING GENERATION USING RECURRENT NEURAL NETWORKS Filling date: 30 Oct 2025 Issue date: 30 Sep 2021 | 31 Mar 2020 | 30 Sep 2021 |
| Utility: METHODS, SYSTEMS AND COMPUTER PROGRAM PRODUCTS FOR FACILITATING USER INTERACTION WITH TAX RETURN PREPARATION PROGRAMS Filling date: 30 Oct 2025 Issue date: 23 Sep 2021 | 9 Jun 2021 | 23 Sep 2021 |
| Utility: USER INTERFACE FOR TIME ENTRY Filling date: 30 Oct 2025 Issue date: 23 Sep 2021 | 23 Mar 2020 | 23 Sep 2021 |
| Utility: SATELITE SERVICE FOR MACHINE AUTHENTICATION IN HYBRID ENVIRONMENTS Filling date: 30 Oct 2025 Issue date: 23 Sep 2021 | 20 Mar 2020 | 23 Sep 2021 |
| Utility: EXPLAINABLE COMPLEX MODEL Filling date: 30 Oct 2025 Issue date: 23 Sep 2021 | 19 Mar 2020 | 23 Sep 2021 |
| Utility: DETECTING FRAUD BY CALCULATING EMAIL ADDRESS PREFIX MEAN KEYBOARD DISTANCES USING MACHINE LEARNING OPTIMIZATION Filling date: 30 Oct 2025 Issue date: 23 Sep 2021 | 19 Mar 2020 | 23 Sep 2021 |
| Utility: METHOD AND SYSTEM FOR GENERATING AN APPLICATION PROGRAMMING INTERFACE BASED ON DECLARATIVE SCHEMAS FOR INDIVIDUAL SERVICES Filling date: 30 Oct 2025 Issue date: 23 Sep 2021 | 19 Mar 2020 | 23 Sep 2021 |
| Utility: SYSTEM AND METHOD FOR AUTOMATICALLY GENERATING CALCULATIONS FOR FIELDS IN COMPLIANCE FORMS Filling date: 30 Oct 2025 Issue date: 16 Sep 2021 | 26 May 2021 | 16 Sep 2021 |
| Utility: SYSTEM AND METHOD PROVIDING BUSINESS INSIGHTS BASED ON CLUSTER SUCCESS ANALYTICS FOR PRODUCTS BASED BUSINESSES Filling date: 30 Oct 2025 Issue date: 16 Sep 2021 | 13 Mar 2020 | 16 Sep 2021 |
| Utility: COMPUTING PERSONALIZED RECOMMENDATIONS BY MODELING INTERACTIONS AS A BIPARTITE GRAPH Filling date: 30 Oct 2025 Issue date: 16 Sep 2021 | 12 Mar 2020 | 16 Sep 2021 |
| Utility: WORKFLOW MANAGEMENT VIA BLOCK CHAINS Filling date: 30 Oct 2025 Issue date: 9 Sep 2021 | 11 May 2021 | 9 Sep 2021 |
| Utility: INTEGRATED DEVELOPMENT ENVIRONMENT FOR DEVELOPING AND COMPILING QUERY LANGUAGE SCHEMAS FOR APPLICATION PROGRAM INTERFACES Filling date: 30 Oct 2025 Issue date: 9 Sep 2021 | 5 Mar 2020 | 9 Sep 2021 |
